This is not an uncommon scenario and whilst it's been discussed in various forums over the years, it would be good to get a refreshed view/opinion on what the possible options are. We all know that changing jobs before settlement will have significant detrimental impact to the loan application and is very likely to lead to loan rejection. However sometimes a person will be caught in this situation, particularly if settlement date cannot be influenced (eg. off the plan development). My question is, if one is to continue pursuing options in this scenario, who are the lenders that are most lenient when it comes to applicants changing jobs just before settlement date? It could be that no new pay slip can be provided, or only 1 pay slip is available. Lets assume same industry same job type, purely changing employers to seek a better pay. Old discussed information available on the internet suggests that CBA may not care for as long as you show regular recurring income. Some have also said that ANZ can accomodate this for as long as you don't take a break between jobs. What are people seeing in the industry these days? Thanks in advance!