I have a friend (no, I swear it's not me!) who is self employed and has bought a block of land. Their original plan was to get a construction loan and build towards the end of the year. Their broker has told them that there are changes being in mid-April that will make it harder for sole traders and self employed applicants to get a home loan, so they should bring their timeline forward and apply now. I haven't heard of any industry wide changes, and I can't find anything on the forums or by googling. Does anyone know anything about this? At the moment I'm thinking the broker may be talking about a lending policy change with the bank my friend is with, but not an industry wide change. Any other guesses?