Hi guys. I'm about to do Handover on a new build IP this week. My question is when is Capital Gains triggered? I signed the Land Contract September last year, Settled land in May this year, and now build is complete. Bank has done 3 Valuations along the way. First to Approve Finance, another to check just before the land Settled and a third Walk Through Val last week. IF I was planning on selling (which I'm not) if things went bad, when would my 12 months of "ownership" be up to get a 50% CGT Discount?