I have a delightful tenant who hasn't paid rent since July. She's been on payment agreements, paying big chunks of money when she had it available. Until the local government housing department tells her not to pay the 2K owing as it may render her unable to continue her current quality of life. So with that advice, she stops paying rent altogether. Coming up to tribunal date and I get a call from my PM asking me if I'd be ok to keep her as a tenant on the condition that her arrears (now 4K) is paid in full and she opens up a Centrepay account. Government housing will agree to pay out her arrears on the condition I keep her on as a tenant. Otherwise it seems likely that if I want to evict her, she will be allowed to stay at the property and go on a payment plan so low she'll be paying it for the rest of her life. Wouldn't it be nice to have someone pay your debts if you can't be bothered paying them yourself?