Business Banking & Finance Business Rewards Credit Card

Discussion in 'Starting & Running a Business' started by JasonC, 10th May, 2018.

Join Australia's most dynamic and respected property investment community
  1. JasonC

    JasonC Well-Known Member

    Joined:
    14th Mar, 2017
    Posts:
    256
    Location:
    Sydney
    I'm looking for a Business Credit Card (business liability - not personal liability) that charges no overseas transaction fees and with a good rewards program and am finding difficult to find someway to compare. All the comparison

    Anyone got any recommendations?

    Regards,

    Jason
     
  2. Simon Hampel

    Simon Hampel Founder Staff Member

    Joined:
    3rd Jun, 2015
    Posts:
    12,412
    Location:
    Sydney
    NAB's QANTAS Business VISA card is a business liability card and (obviously) links to QFF program - but it does have overseas transaction fees.

    Haven't done any research into other business cards.
     
  3. Foxdan

    Foxdan Well-Known Member

    Joined:
    22nd Jun, 2015
    Posts:
    457
    Location:
    Hills district, sydney
    I have one of these for my business. Great way to rack up Qantas frequent flyer points by paying for all stock on the card.
     
  4. JasonC

    JasonC Well-Known Member

    Joined:
    14th Mar, 2017
    Posts:
    256
    Location:
    Sydney
    The foreign exchange fees are a killer for me - I'll have $10k a month of foreign transactions going through it.

    CBA's Business Platinum has rewards and zero foreign transaction fees but is a personal liability card.

    Regards,

    Jason
     
  5. geoffw

    geoffw Moderator Staff Member

    Joined:
    15th Jun, 2015
    Posts:
    11,676
    Location:
    Newcastle
    I'd suggest trying to find two different cards - unless all your spending is going to be overseas. A card which is good for points may not be good for overseas transactions.

    It also depends on whether you are taking the card overseas or spending there from here.
     
    TMNT likes this.
  6. Simon Hampel

    Simon Hampel Founder Staff Member

    Joined:
    3rd Jun, 2015
    Posts:
    12,412
    Location:
    Sydney
    Just starting with a list on non-personal liability business cards would be useful!

    Curious to know what other cards you may have come across?
     
  7. FXD

    FXD Well-Known Member

    Joined:
    30th Aug, 2018
    Posts:
    290
    Location:
    Melbourne, Victoria
    Recently researching for similar products too and finder seems to have such a list:

    https://www.finder.com.au/credit-cards/business-credit-cards

    Minimum business turn over or revenue are all $75K coincidently? Or is this figure based on some
    regulatory credit guideline for small biz?

    Anyone knows of similar product with business liability only and lower annual turn over critieria?