Hi everyone, I'm in the process of purchasing my 5th property (1 in Europe, 1 in the USA, almost 3 in Oz), and never had a problem with tenants....until now. One of my Oz properties had a tenant that stopped paying on Jan 2nd. PM was a little slack, and eviction /vacant possession was not complete until March 3rd. When the tenant vacated, they simply walked out, left the front door open. All windows have been smashed, other minor vandalism damage and a massive cleanup. Will cost around $4000 all up. PM called police and filed a report. Naturally, they can't prove if the tenant caused the damage or some other party as the door was left open overnight. The Insurance company response hasn't been as helpful as I would have hoped therefore I would like to ask.... 1) Does anyone have any recommendations for insurance companies offering Building and LL insurance to protect my investment in case of any similar situations in the future. 2) Does anyone have experience with and/or can recommend a quality PM in SA (Enfield and northern suburbs)? Much appreciated in advance!