I have been talking to my broker over the last few weeks regarding purchasing another IP with a cash deposit. After him trying to juggle all the figures to see if I could scrape in with my deposit he informed me that it looked like I would have to come up with more cash before the bank would even consider looking at me. All to do with the apra regs. Yesterday I had a call from the same bank that he was dealing with asking if they could answer any questions I had and if there was anything they could help me with. I explained my situation and supplied all the info they needed to calculate wether I would qualify for the amount I was asking for. Within half an hour I had the answer I was looking for "should be no problem sir!" What the hell was the broker doing?