Hi Guys , Just wanted to get a second opinion on my current situation. I have currently purchased 3 investment properties this year and getting towards a deposit on purchasing another property hopefully around Christmas or new years time. I have been using a broker who has been good up until now but with this latest purchase he recommended me going with Liberty loans. After doing some investigation and looking around on the forums it seems that this means that this next property will probably be my last for sometime until my I have more equity in my pocket. My current situation is as follows : income : 90-100k depending on overtime living expenses: Live at home with my parents so don't have any rent to pay but I do pay some bills etc loans : $1060250 lvr: : about 89% I have no other debts other then the investment properties and as you would probably expect in a strong flow cash position and able to save a large amount of my salary. I would like some advice on if my serviceability is reaching my limit as my broker has mentioned? Would it be best still to pay interests only on all the accounts and have the surplus money in the offset against my property with the largest debt or pay principle and interests to help with my servicing as I from what I have read each dollar I pay towards my debt would enable me to borrow 5 more dollars (?) I am currently in my acquisition phase at the moment and currently have a very aggressive mindset in regards to LVR and risk tolerance so I would like to continue purchasing if possible.