Hi members, Peter works a FT job and a self-employed job tutoring for over 3 years. Last 3 years income were 5k, 8k and 25k. Current income: 55k PAYG + 25k Self-employed Peter's business is growing but he reduces main job from FT to PT. New income: 25k PAYG + 55k self-employed He still earns the same income. Which option gives better borrowing capacity to continue investing?