My broker is struggling to find a good deal for my latest aquisition. Looking around, I found this loan last night. The Beyond Bank Special Investment Home Loan offers low variable interest of 4.14%p.a. and features a 100% offset account and free redraws. This gives you increased flexibility to manage your mortgage as well as the opportunity to repay your investment loan quicker. With the ability to borrow up to 70% of the property value, this loan has no establishment or ongoing fees, and includes an interest-only option. The Beyond Bank Special Investment Home Loan is designed for investors. This ticks off the major features I am looking for. 100% offset and no ongoing fees are big ones for me. This is for a very long term hold, so basically a set and forget investor loan. Has anyone dealt with Beyond Bank? Anything I should be aware of? Beyond Bank Special Investment Home Loan Review | finder.com.au I think an issue with the broker trying to find a good deal is that I am only chasing $339,000. It's such a small loan! I haven't taken out a loan that small in ages. An investor loan that small is simply not attractive for the majors. Hence the higher rates for those loans.