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Best loan rejection letter ever

Discussion in 'Living Room' started by Peter_Tersteeg, 15th Jan, 2016.

  1. Peter_Tersteeg

    Peter_Tersteeg Finance broker and strategist Business Member

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  2. Coota9

    Coota9 Well-Known Member Premium Member

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    Love it..need to draft a copy for my daughters:D
     
  3. sandyfeet

    sandyfeet Well-Known Member

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    Is there a version to cut and paste for my wife....
     
  4. EN710

    EN710 Well-Known Member

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    Is there any risk where she might cut off your food supply if you send that letter to her?
     
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  5. Xenia

    Xenia Adelaide Property Manager Business Member

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    Yes - kids are expensive lol
     
  6. sandyfeet

    sandyfeet Well-Known Member

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    Yes... Very high risk!
     
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  7. KayTea

    KayTea Well-Known Member

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    I've just started charging my 8-year-old for her daily shower. The first 4 minutes are free - after that, it's 10c per minute (which, when she's trying to save for something, is a real kick in the pants). She's not happy, but it's having the desired effect.
     
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  8. Jess Peletier

    Jess Peletier Mortgage Broker - Australia Wide Business Member

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    Ha - I was hoping one of our lenders had a discovered a sense of humour!
     
  9. Peter_Tersteeg

    Peter_Tersteeg Finance broker and strategist Business Member

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    I'm starting to think it's the regulators who are a bunch of clowns.
     
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  10. moyjos

    moyjos Well-Known Member

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    LOL love this. My daughter was HOPELESS at showers. We would (in turn) knock on the door, BANG on the door, turn other taps on so as to "freeze" her out. Finally hubby calmly went outside one night and turned the water off at the mains. She was about 13 or 14 at the time. You can imagine the response. o_O

    He only had to do it once :) The knock on the door and a two minute warning was enough after that.

    Yes we were "those mean parents":p:p:p
     
  11. Bayview

    Bayview Well-Known Member

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    I like how the kid will be calling his lawyer - his Grandmother.
     
  12. Bayview

    Bayview Well-Known Member

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    As soon as I started reading this, and before I got to the bit about turning off the water at the mains - I had thought about turning off the water at the mains.:p
     
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  13. neK

    neK Well-Known Member

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    High Risk High Return :p
     
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  14. BigKahuna

    BigKahuna Well-Known Member

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    I love the fact that Dad Bank tells his son he can lodge a complaint with the Complaints Department (which is mum).
     
  15. BigKahuna

    BigKahuna Well-Known Member

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    Join the club. I was a mean parent too. We would give our daughters a five minute warning to get out of the shower. Then a two-minute warning. Then we would turn the hot water off.
     
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  16. KayTea

    KayTea Well-Known Member

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    I've been doing that. And the banging on the door, and all the other 'stuff'. I just got sick on monitoring her shower time, and constantly stopping whatever I was doing.

    Now, I just set my phone timer to 4 minutes, which then sends a nice little 'alarm' when her 4 minutes are up. No door-banging, no yelling - easy.

    And if this doesn't work, long term, she'll be starting to bathe using the garden hose……….
     
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  17. EN710

    EN710 Well-Known Member

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    Eh ... Ok.... Sorry, but I'm not getting the time limit for shower (parents used to need to drag me to shower). Why 4-5 mins? Genuine question. I shower about that long usually, but wouldn't think 15 mins shower is over the top for example.
     
  18. BigKahuna

    BigKahuna Well-Known Member

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    Mine would spend half an hour in the shower.
     
  19. KayTea

    KayTea Well-Known Member

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    Some years ago, when under serious water restrictions here in south east QLD, the State Government (or maybe the local council? I can't remember…….) provided houses with egg timers that could be attached to shower screens/tiles, in order to encourage people to limit their shower time. The timer was a 4-minute one.

    Since then, I've well and truly misplaced the egg timer, but I've figured that 4 minutes should allow for a decent cleaning job to be done, and most decent shower-worthy songs can be belted out in under 4 minutes, so that should be plenty of time.

    Plus, she knows that everything, including the water used in the shower, is an expense, and when trying to teach youngsters about budgeting and financial management, the argument about "if we save money on the water bill, we have more money to buy ice cream" works a treat :)
     
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  20. Coota9

    Coota9 Well-Known Member Premium Member

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    My daughters are the same with washing of their hair and shaving their legs being the biggest time wasting components