Average Share Portfolio Size

Aiming for 3mil unencumbered.
Currently equities make up just over 16% of my portfolio, have less than 10% LVR. Across my whole portfolio, have almost paid back the funds I used from the COVID pullback. Plan is to keep adding to the share portfolio without leverage, just average in, Then next dip, use offsets and loan top up.

 

Very easily, you need to sell, transfer security to property that make money.

 

I have noticed not many people have listed a number, but here is mine.
My goal is $1.2 million.
No leverage, I am going to try and do it mostly through my regular salary via super, but will also buy outside of super.

 

Not sure you will get too many putting their portfolio value on a public forum. Maybe you can put up a poll with some ranges that people can choose from. That would give you an idea without identifying anyone’s exact worth.

Now if we are talking goals, I’ll give you that. Hoping I can reach $50m in my lifetime. Then I would hope my kids can keep it going and take it well past $100m in their time.

was that @Piston_Broke who mentioned the big $1b. Sign me up.

 

True, and I didn’t put my numbers up either, just a realistic goal.

 

Great thanks for sharing

 

My children are probably wondering about it as well but I haven't told them either.

 

Putting about 500 a week into the asx.
Will be selling 1 property and putting 70% of profit into gold.

 

interesting phrasing, sounds like a pony punt?

Not trying to pick on you @Seby643 but the first sentence sounds like you're coming out guns blazing, and the second sentence you've dropped your holster, thrown your hat on a cactus and picked up a shovel?

 

Im leaving the property game for the time being, cashing out and moving them into asset classes with a better ROI. I beleive gold will have better capital gain returns than property over the next 5 years.

 

You've certainly dropped your expectations @Big A, I remember some time ago you mentioned the name of world's richest man & you said you wanted that amount plus $1 more .

 

That’s just being greedy now isn’t it. I am a simple and humble man, so $1b will do.

 

$5000, didn't buy them myself. I'm done with shares (at least until I retire, then it might become easier than property).

 

Synthetic ETFs? If ya want to play sure while being aware of:



Big time and kiss your wallet goodbye.

 

I did, slip of the tongue. Now I have to watch whatever food/drink they give me, sleep with one eye open. LOL

 

Our net worth is
50% Property equity
40% Shares
10% Super

Currently sitting about 11x desired annual income, Goal is similar to what @Trainee said is a good start earlier - 25x desired income min. Actually aiming for 30-35x (4 - 4.5m) which would allow me to keep trading off the laptop whilst traveling. We are 30% there i guess

 

When I wrote our Financial Independence Plan back in December 2003, our aim was 20x desired min income after tax.

When we retired, I knew we overshot our target. We just increased our lifestyle expenses to compensate.

We have now been retired for 10+ years and many times we have increased our lifestyle expenses (still live a fairly frugal life, in our eyes).

Current NW is 88 times our income budget. Definitely makes retirement a lot more enjoyable.

 

I like the measurement method being used, of x times income.

PPOR is obviously included in NW but doesn’t contribute to income, but does contribute to lifestyle.