Average Share Portfolio Size

Just curious is it thousands, millions???

using Cash/equity/margin loans

What do you consider a good target? I know, how long is a piece of string.... anyway...

 

Sorry @MTR, no one cares about shares anymore, it’s all about property again. Who was that Thornhill guy everyone kept going on about?

 

Jokes aside, I think by retirement I am aiming for more than half my net worth to be in shares. At the moment it is only about 20%, funded through a combination of cash and redrawn equity from property.

 

Lol
Property........Too Sydney centric for me..... I have tuned out ..... its shares now, but looks like some key players have flown the coop...... they have tuned out too

 

One person who's gone walkabout a while back had 77 million ,so anyone starting out would read that posters posts several times ..

Not sure on the number,looking in the back section of the annual report's on several i invest in would give an idea on the way numbers wise how people invest..

 

When you realise you have enough income to cover your lifestyle & ideally some left over to reinvest.

 

25 times desired income, net, would be a good target.

 

Well, we have been retired for 10+ years and we aim to have:

• Shares: 40% to 45% (no debt)
  
• Property: 40% to 45% (value - debt)
• Cash: 10% to 20% (including offsets)

Shares in SMSF for income, property for growth and cash for lifestyle expenses/buffer.

Worked well so far including during a pandemic.

 

Yes, I read this.... gobsmacking, surely leveraged
Amazing regardless

 

Sheesh! Are you referring to the general population? Or those here on the forum? Everybody will have a different view on this.

 

General population would have <5% of what those who participate in investment forums (either property or equities or other investments) - Super would be most people's exposure to shares and other investments.

 

Some years ago I came across data which indicated that 5% of couples retired with $1m or more of investible assets.

Despite the effects of inflation, more participation in super and the like I feel it hasn't altered all that much.

So if you're in the fortunate situation of being in, or very close to, the 5% bracket, be grateful you have achieved it.

Any 5% whingers will be placed in the stocks and have their feet smeared with honey for goats to lick.

 

Sure, why I said how long is a piece of string

Its just a general question for anyone on PC who cares to share

 

I don't have any specific goals (although 50/50 sounds good), but now that I've maxed out my home loan serviceability I plan on directly every cent I have going forward into shares.

 

north of $400,000 at current market prices ( although some holdings are rather illiquid , so a conservative stab would be $400 K if i hit the 'sell all button' in 3 minutes time ( at 'market prices ' )

i hold some ( cash ) cash in a saving account useful but no eye-watering amount

and NO margin loan ( never even filled it the application form )

i would be more comfortable , if the liquid assets were higher ( say about double ) but i live frugally , i could probably manage most downturns without bursting into tears

but then again i am retired , with no dreams of mansions , yachts or private jets

some younger members still have time to chase or ignore such desires

PS i have some property but that is real piece of string territory so not going to estimate that

 

makes sense

Would you consider a margin loan

 

Thats wonderful, thanks for sharing. Who says you need millions?

 

Since I've maxed out my home loan servicing I doubt I would be able to get one. In fact I had to cancel my ML facility in the first place to buy one of my last houses.

But if I could yes definitely, if I don't go with a high LVR and stick to blue chips I don't see how it would be risky. But I don't think I could get any money.

 

Exactly the reason for my question.

 

Kinky!