Hi All, Just wanting some guidance on my following situation. I have seen a unit that is going to auction in about 3 weeks time. It's a bankruptcy trustee auction and I may be interested in registering as a buyer. I would like to ensure that finance is 100% approved for this auction prior. First of all can you get unconditional approval for the auction prior to the day? If so how long does that usually take? Also I have quite a bit of equity in my home that I would like to use the deposit for. I have contacted my broker and we are going through ANZ as I have a fixed mortgage with them for my PPOR. He was telling me that if I wanted to borrow stamp duty I have to use my home as collateral. Is this the case? Ideally I would like to put 10% deposit in equity from my home and borrow the stamp duty + LMI and the remainder of purchase for the unit. Can you please advise if this is possible? I do have cash but I don't want to use it for this. Thanks in advance for your fantastic help!