With the few threads popping up on bank runs, got me thinking about doing some financial house keeping. I'm thinking a good move just now is to pay off some of the offset savings into the mortgage to make sure our personal account is covered by he deposit guarantee. I also need to pay the bucket company's "earnings" into it's company account before May this year, I was thinking of sending that money over now (it's with a different bank and in the name if the bucket company), then I wondered if that deposit guarantee also extended to the bucket company? The bucket company is owned by our family trust if hat makes a difference? That then got me thinkling about our trading company's business account, is that covered at all? I'm now wondering whether we pay a dividend out of the trading company's war chest so it's not carrying too much surplus funds (unless it's covered by the deposit guarantee, in which case it can stay put as a wages buffer for the staff). Cheers.