Hi All, New to this and trying to wrap my head around insurance for an apartment. I'm trying to get contents insurance (so fitting & fixtures type stuff) plus if its available, the typical landlord insurance stuff for lost rent etc. I can't seem to find an insurer who will do it, am I asking for the wrong type of thing / is this just not available on apartments?
I "think" I answered my own question by trawling back through old somersoft threads & found the sort of product I need: http://www.rentcover.com.au/products/rentcover-ultra.php (I have no affiliation with this business & I'm not a customer of there's just what I found on somersoft) Got confused by what is covered by the body corporate's insurance vs my own..
The body corporate covers all the common areas and your strata plan should detail these items. Basically everything paint inwards is yours but as per above, I have seen where light fittings, cupboards and shower screens are body corporate's responsibility. EBM are great (I use them for my strata property) but other others use companies like Terri Sheer.
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