Given the changes in financing...I decide to visit ANZ to ask about financing..to my surprise...I found the following: 1. The are prepared to go up to 90% LVR for investors. 2. They are prepared to do 10 yrs IO 3. They will use the actual repayments for existing IPS but will use a 2.7% margin above the current ANZ rate for the property you are finanncing 4. They will not do more than 0.9% discount from the SVR. Can anyone confirm if there is any truth to this....it was a pleasant suprise..I migtht look at them now. Let me know if there are any gotchas. The one I am dubious about is 10 yrs IO upfront!