Another pricing change... St George's turn this time

Discussion in 'Loans & Mortgage Brokers' started by euro73, 1st Dec, 2017.

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  1. euro73

    euro73 Well-Known Member Business Member

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    Sharper rates than their parent brand, Westpac.

    If only if only if only their old calc was still available :)



    Screen Shot 2017-12-01 at 12.30.43 pm.png
     
    Last edited: 1st Dec, 2017
    euro73, 1st Dec, 2017
    #1
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  2. mickyyyy

    mickyyyy Well-Known Member

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    Did there variable rates change also?
     
    mickyyyy, 1st Dec, 2017
    #2
  3. euro73

    euro73 Well-Known Member Business Member

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    Screen Shot 2017-12-01 at 1.28.31 pm.png
     
    euro73, 1st Dec, 2017
    #3
  4. euro73

    euro73 Well-Known Member Business Member

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    Screen Shot 2017-12-01 at 1.28.52 pm.png
     
    euro73, 1st Dec, 2017
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  5. Colin Rice

    Colin Rice Mortgage Broker Business Member

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    I used to love the 3 year fixed niche they had.
     
    Colin Rice, 1st Dec, 2017
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  6. Kat

    Kat Well-Known Member

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    FYI for others.

    I tried to get St George to reduce my rate to match the 3.68% Unsurprisingly they didn't agree to do it.
     
    Kat, 1st Dec, 2017
    #6
  7. Phantom

    Phantom Well-Known Member

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    The pricing is only for new business. Not existing. In other words, there isn't much loyalty these days.
     
    Phantom, 1st Dec, 2017
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  8. oracle

    oracle Well-Known Member

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    At least you can try other lenders to price match St George rate. Once you find such lender you go back to them and say I am refinancing to xyz because they are offering 3.68%. May be they might be willing offer that rate to keep you?

    Worth a try...

    Cheers
    Oracle
     
    oracle, 1st Dec, 2017
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  9. Al1979

    Al1979 Well-Known Member

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    4.19% 3 year fixed I/O is great.
     
    Al1979, 1st Dec, 2017
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  10. Kat

    Kat Well-Known Member

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    When they said no I used the phrase "that doesn't make me feel very valued". It achieves nothing, but that's just my sense of humour...

    @oracle I absolutely intend on going shopping. I've already hit up my broker.
     
    Kat, 1st Dec, 2017
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  11. Dean Collins

    Dean Collins Well-Known Member

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    Still no movement on the 5 years......basically I think they've realized the APRA calculations bit hard....but they still expect rates in 2019 to be on the rise even with less demand.

    I really should have paid to break out existing fixed loans in 2016 and locked in 5 years at 3.99% like I did with out last purchase.
     
    Dean Collins, 12th Dec, 2017
    #11