All about being Frugal !

Discussion in 'Money Management & Banking' started by Terrychris, 14th Jan, 2017.

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  1. jins13

    jins13 Well-Known Member

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    I agree with this. With that much milk and coffees you are bound to increase your waistline. Why are drinking coffee again in the afternoon for?
     
    jins13, 17th Jan, 2017
    #81
  2. Sonamic

    Sonamic Well-Known Member

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    Keeping baristas in full time employment. Does that come under Community Services?
     
    Sonamic, 17th Jan, 2017
    #82
  3. Sonamic

    Sonamic Well-Known Member

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    I'm on a $40 a month Bring Your Own (phone) Plan with Optus. Unlimited calls and texts with 10gb of data. That's pretty cheap. Still rocking a Nokia.:D
     
    Sonamic, 17th Jan, 2017
    #83
  4. geoffw

    geoffw Moderator Staff Member

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    Kogan have plans where you can buy 12 months in advance. $280 pa for 8GB ($23 pm) or $378 pa for 12GB.
     
    geoffw, 17th Jan, 2017
    #84
  5. The Y-man

    The Y-man Moderator Staff Member

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    They even have $125pa for 1GB pm and $209pa for 3GB pm

    I am using the 3GB plan (could have maybe survived on 1GB but would be pretty tight....

    The Y-man
     
    The Y-man, 17th Jan, 2017
    #85
  6. Ted Varrick

    Ted Varrick Well-Known Member

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    Why don't you add a packet of dates to each bowl?

    Oh, hang on, that might cause serious issues with that whole shower thing....
     
    Ted Varrick, 18th Jan, 2017
    #86
    datto likes this.
  7. tc8

    tc8 Well-Known Member

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    ....more like Islamic than asian..

    Islamic toilet etiquette - Wikipedia
     
    tc8, 18th Jan, 2017
    #87
  8. Property101

    Property101 Well-Known Member

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    Great tips..ty for sharing
     
    Property101, 26th Mar, 2017
    #88
  9. Greyghost

    Greyghost Well-Known Member

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    I agree in regard to avoiding excessive spending when endeavouring to accomplish a savings goal, but do not subscribe to "frugality"..
    stupid spending etc.. lazy non essential spending.

    for me being frugal could lead to a life of being frugal.
    Our problem is not saving money, it is making it.

    As I see it, being frugal is a "negative" mindset, telling ourselves "don't" constantly.
    Negative self talk type stuff.

    I focus on an abundance mindset. How can I earn more? How can I increase efficiencies or upgrade behaviours, not take away from myself.

    Generally your wage is comensurate with how much value you add. Focus on that, not saving money on 4 coffees a week over 2 years..
    Regardless on how much you save, you are still reliant on the top level - earning.

    Sure some cannot increase their earning capacity - but even then, sell stuff on eBay, walk dogs, there are no real excuses..
    people say "but I wouldn't know what to do"...
    funny that, except you know every character on MKR and Marriage at First Sight.....
     
    Greyghost, 27th Mar, 2017
    #89
  10. House

    House Well-Known Member

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    As a big meat eater, half priced meats at Coles are saving me a small fortune. Haven't bought anything full priced for about 3 months now.

    Just picked up three half priced legs of lamb, 8 pork chops and a whole duck for $70 which will last a good 2 weeks.

    Only problem is between 4 freezers at work and home I've run out of space to continue buying more :eek: thinking a deep freezer would be a good investment...
     
    House, 6th Jun, 2017
    #90
  11. lightbulbmoment

    lightbulbmoment Well-Known Member

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    Dont go to pubs anymore 7 bucks a schooey is a robbery.
     
    lightbulbmoment, 6th Jun, 2017
    #91
  12. TadhgMor

    TadhgMor Well-Known Member

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    Penrith NSW
    Get your caffeine fix at half price! - Buy a Coffee Club membership card for $25, EVERY time you buy a coffee you can get one free. 2 for the price of one @ $3.70 each. Ours has saved us many times that value already.

    This assumes you don't mind Coffee Club's coffee.
     
    TadhgMor, 7th Jun, 2017
    #92
    legallyblonde likes this.
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