Hi all, This thread will probably be a great source of embarrassment for me but I'm posting here because my situation is currently desperate. I'm at a bit of a loss as to how to move forward with the property investing and how to overcome hurdles. I feel like I have run into a wall with my ability to find properties and research areas, how to negotiate with real estate people in general and how to structure finances. I started this journey back in 2014 after a year of anxiety and procrastination in 2013 in deciding the 'best' approach. I realised that the best approach for me would be to buy houses with neutral cashflow and in the sub 350k range to maximise usage of leverage with lower deposits. So I went on realestate.com after reading the Logan threads expecting to find 7%+ deals "easy" to come by. Instead what I found was deals around the 6.3% mark and stupidly bought them anyway. I was naive and stupid at the time and thought that was the best available, with no consideration to future development potential etc. My current portfolio is therefore a bit of a mess: - OTP Unit inherited (2009) Western Sydney 650K @ 80% renting 560pw - Logan area house 245k @ 88% renting 300pw - Logan area house 271k @ 95% renting 340pw - Beenleigh area house 245k @ 80% renting 300pw - North Brisbane house 320k @ 88% renting 360pw It seems like the portfolio is at all different price points, different LVRs and generally poor yields. I haven't done any valuations for the properties except for the Sydney property which is the only one that is making money (although I loathe to pull out too much due to going into negative cashflow). Why I even bought the north Brisbane house is even beyond me now, "diversity" probably I have been told now that it will be hard for me to get further loans due to changes in servicing as my earlier brokers all recommended Macquarie bank and now I know that was not the right choice at the time and I stupidly did not question that. Just to clarify I am also a bit of a social retard, I find it quite difficult to build rapport with most selling agents. I have learnt a list of things to enquire about when talking to them for example: any other offers on this property, why is the owner selling, what favourable things to include in the offer to make it suitable for the vendor etc. It seems like a lot of them do not return phone calls even calling them several times. Some of them do not even respond to submitting offer documents by post, call them back and they tell you that they've accepted another offer already. In addition, some real estate agents use the "silent auction" type of technique, and others use the "submit your best offer once". I'm at a loss for how to deal with them. I feel like this is my last opportunity. Probably the only things going for me at this moment are that I have managed to pull out some equity sum from the Sydney property and am also afforded the luxury of living at home which means I can save about 95% of my employment income. I really don't want to repeat the same mistakes again. One thing that I have realised is that people on this forum have funding their purchases through their properties increasing in value, but I have not been able to do this yet (except for the inherited one). I have been looking at Adelaide recently, but thought I might post this before buying.