Actual yields

Hi, I'm superstitious and fear that I may jinx myself if I reveal what I've done. However, I thought that it might be useful for those who haven't invested very long to know the realities.

1984-1995: house - 18% p.a.
1989-1993: shares & forex - 17.5%
1998-2008: property (Adelaide) - 40% that's year in year out for 10 years around 60K p.a.
2009-2016: shares (Aust) about 20% from 09 -12 still an ongoing saga

Recent: BHP QBE NEA IFM : $30k realized profit for period Nov - June excluding unrealized cap gains
Property was VERY stable. Shares really volatile. BHP - bought $18.41 dropped to $14.36 I invested up to 130K to make about 11 thousand in 2 months. It's quite nerve wrecking. NEA for example, I still hold the original 5.9 shares but I bought more and it dropped from 60 cents to 33 cents. Then it shot up to 59 cents. I sold about 300 thousand shares at 54.5 cents and bought them back at 47 cents, making just under 20K This was from Dec to May.

I actually sold a commercial property that had a 4K per month rent so I need to make about 50K p.a.

So, just some numbers to mull over, for those who are interested.

Needless to say, it takes a lot of nerve and some skill, mostly I don't know where the courage comes from!!

Good luck,

KY

 

I am a little confused, sorry...

House? so you sold this in 1995?
Adelaide property did you sell this in 2008?

 

Well I'm lost

 

Thank Christ for that. I thought for a moment it was just me and I might have to cut back on the home brew.

 

I'm also confused. Did the Adelaide house make 40% per year for 10 years?

 

That makes me 5/5 for people that don't understand this thread.

 

+1

 

Huh?

 

I think OP is talking about his/hers returns on different investments over long period of time...?? But I think they just JINXED themselves! Brexit will definitively happen now or did I just Jinx that too?

 

Hi, sorry to hear that so many don't understand my post. There are many opinions on asset classes, which ones are better etc.

My post is the yields I achieved when everything was realized. My investing journey in a nutshell.

So yes, 1st house sold in 95
Then shares & forex over 5 years
Then the big decade of properties in Adelaide - this was the best
Now shares again

These are actual realized yields.

KY

 

Some of the confusion is with the word "yield" when it would appear you mean total return or capital growth.

Your Adelaide example is confusing too

It sounds like your return here is calculated as a return on cash or initial investment, not compound returns.

Which then raises the question of your "house" with 18% pa return. Is that compounded or on initial price?

It would appear you have been very successful so congratulations. The examples listed aren't very clear for comparisons sake however.

 

Yes, those yields are excellent.

@kum yin lau
Next question do you live off your returns, re invest??

MTR

 

Hi, I've been living off rents for the last 11 years. Recently sold most of my properties leaving only 2 in NZ and PPOR in Adelaide.

The yields I gave are annual yields for the periods mentioned and they are not compound. They are average annual yields based on rental and cap gain income. For simplicity, I took the final amounts eg in Adelaide, all 4 houses were sold before I did the final calculations.

I did the same for forex and shares.

I thought it was interesting to see what differences there are among property, shares and forex.

Property has given me the biggest gains.

KY