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4WD Insurance

Discussion in 'Living Room' started by Kinnon Bell, 8th Jan, 2016.

  1. Kinnon Bell

    Kinnon Bell Finance Broker

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    Hey Peeps, can anyone recommend some insurers that cover 4WD's for on and off road use (and also business use too). I really don't want to spend my afternoon reading PDS's to see what is and is not covered so to be able to narrow it down to a few would be great!

    Cheers.
     
  2. JacM

    JacM VIC Buyer's Agent Business Member

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    AAMI
     
  3. bob shovel

    bob shovel Well-Known Member

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    I'm with aami but never read the pds :oops:

    Shannon's specialise, they may have something to suit too
     
  4. The Y-man

    The Y-man Moderator Staff Member

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    @Kinnon Bell

    How much "off road" cover do you need?

    Remember a rarely used bush fire access track is still a gazetted road (if it appears on a government map) and still covered by most insurance companies.

    So to be "off road" means you'd be traversing private property. Having said that, I am not sure regarding beaches.

    The Y-man
     
  5. Kinnon Bell

    Kinnon Bell Finance Broker

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    Thanks all :)

    Good point, Y Man but I think we'll be doing enough to warrant the off road insurance. Not only would we be doing the designated tracks but there are quite a few stations around here that allow for visitors to camp and make use of their property recreationallly so I can see us visiting those places too.
     
  6. bob shovel

    bob shovel Well-Known Member

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    Photos of Cape York please :D we're planning our next move and Cairns keeps coming up. It's such a great spot to live!
     
  7. hobo

    hobo Well-Known Member

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    @bob shovel ....apart from the fact that it's too damn hot & humid!!!! :p
     
  8. bob shovel

    bob shovel Well-Known Member

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    That's all good... Important thing is, it's not Sydney! :)
     
  9. Kinnon Bell

    Kinnon Bell Finance Broker

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    Haven't been to the cape yet, but it's high on the list and I am sure I can oblige with some pictures when that happens!

    And why wouldn't it when this is on your doorstep:
    Looking out over Vlassof Cay to shore (great fishing that day too) (and a really bad day to find out my sunscreen had gone off....)
    [​IMG]

    Behana Gorge
    [​IMG]

    View from my local exercise hill (Earl Hill)
    [​IMG]

    And I need to stop looking through my FB photos now otherwise they'll be links to a 100 different photos!

    Pfft, shoosh you! :p
     
    Last edited: 12th Jan, 2016
    bob shovel and hobo like this.
  10. bob shovel

    bob shovel Well-Known Member

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  11. Kinnon Bell

    Kinnon Bell Finance Broker

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    Bugger! I'll have to fix when I get home this evening.
     
  12. bob shovel

    bob shovel Well-Known Member

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  13. wombat777

    wombat777 Well-Known Member Premium Member

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    Years ago when I was more active in terms of off-road use of my vehicle I used to use TCIS ( now Arthur J Gallagher ).

    They specialise in this area and are active in the club scene. The 4wd association still recommends them.

    Quick Quote - TCIS Insurance Brokers

    At the moment I have a lease vehicle so the insurance is via the lease firm.
     
  14. Kinnon Bell

    Kinnon Bell Finance Broker

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    All fixed now (I think?!)

    Thanks for the link - had a read and did an online quote and seems quite reasonable :)

    Thanks for that - I had also found them via google, just need to fill in the PDF and send to them for a quote.
     
  15. bob shovel

    bob shovel Well-Known Member

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    Yep! Great photos! :)
    Is there a waterfall out at behana?

    Has trinity been a lot more developed in the last 5 years? Many more houses?
    Is there buses to town from there?
     
  16. Kinnon Bell

    Kinnon Bell Finance Broker

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    Yep, few little waterfalls at Behana Gorge and quite a few swimming holes too.

    Trinity? A bit has changed in the last 5 years with a few new housing estates around the beaches. Not too much has changed in terms of big developments but I think that's more of a "watch this space".

    Can't say I've had the pleasure of catching Cairns PT but often see buses around the beaches that stick locally or head into town. I don't think getting around would be too much of an issue without a vehicle.