Hi everyone, Current Situation: My PPOR is refinanced 2 years ago with a new bank - has a Owner Occupied Interest-Only loan ($500,000) with an...
If you have established a private company to invest in real estate (and wholly own the private company) and you personally borrow money to make...
Hi All, Need some help. currently I have the following loan structure Owner Occupy Loan A: 500K variable P&I with offset (all money in goes)...
Hi PCers, This may sound like a dumb question, but does the name on the bank account or on the cheque have any bearing on who can claim bank loan...
Hi I would like to seek your expertise to help me in choosing an option to buy investment property and what's the best way to structure the loan...
Having launched into my research for buying my first IP - I'm now keen to get in and purchase as soon as I'm sure of my choice. Except...I have...
Hi Folks, Getting much closer to finalising loan structure for new IP purchase, but just had a scenario I thought I would put to the forum:...
Hi, I have a PPOR which was refinanced recently to an interest only loan. The loan is for 640k, of which 140k is equity. The 140k is sitting in...
How does tax deduction work in the following cases : 1) Redraw on a PPOR/Release of equity - If someone deposits x into a mortgage and redraws...
I bought an owner occupied property in 2007 (Property A). I raised 400K as equity to buy two-investment Property B and C. Now as I am thinking to...
Hi guys I've sold my PPOR and am buying a new PPOR (similar price). Broker has suggested transferring the security of the loan and keeping the...
I have read a thread on this a while back but cant seem to find it now. Here is what am trying to do- Lets us say I need 200k as deposit for my...
Hello, A few questions regarding NRAS, Tax and NANE income. RBA Content | Australian Taxation Office Does anyone have a list of expenses that...
Hi, I have an IP where I pay gas bill. From my payment history I can see I have a bill that for time period 29 May 2015 to 06 Jul 2015 and due...
Hi All, I am about to purchase a property with 2 other parties with the intent to sell within 5 years hopefully. The property is a bit unusual...
I have almost $9000 for my properties(Two properties) in this Financial year. How should I treat these expenses for this year? Scenario is as...
Just signed a contract on a house interstate with 60 days settlement and 14 days building/pest inspections. Wondering if I fly there, inspect the...
Hi all, I am currently at the point where my buffer is low and have a job I need to tend to on one of my IP's. I can put the work on a credit...
Hi, Say I have $1,000 equity from an IP(in an offset account offsetting loan of this IP). Repair expense of $2,000 was taken from equity and...
It's been a dream of mine for many years, to own a 2-bed property which is walking distance to a beach, and within a 2 hour commute of Sydney. I...
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