Hoping someone can share some insight to how this situation could be properly managed to maintain interest deductibility. I have a $120k...
Hi all, new to this forum and investing. I know this has probably been covered in other threads but haven't found a thread to cover the below...
Hi There, I have a split loan with NAB. Loan A is fixed, Loan B is variable and has redraw and offset account. Under the idea that interest...
Under these conditions: - P&I, Investor (residential) loan. - <70% LVR. - <$1M loan balance. - >$1M portfolio value. - 30yr loan term Which...
Hey people, If you are getting an equity loan in the form of a split from PPOR for the purpose of funding a deposit on an investment property...
Hey guys just looking for some direction before getting official advice. We are looking at buying an existing dual occ on a single title, living...
I have recently started a home loan which has a variable rate of 2.35%. My mortgage broker has said that now that settlement has completed I can...
Hi all, I have a current situation which I'd appreciate some thoughts on. In a theoretical portfolio of two properties: Property 1: PPOR...
Hello all, I am refinancing my Investment Loan, current balance is $225k. new loan will be $250k on principal and interest (to satisfy cashback...
Hi all, I had a fixed investment property loan with CBA and recently refinanced with ANZ. During the refinance, i 'extracted' equity (albeit,...
Okay so I have been lurking on here for a while and can't seem to find a conclusive answer. Even TR 2000/2 doesn't give me a clear answer on this....
Hi, I have been trying to find/create a mortgage calculator/forecaster for excel but havent found anything from the usual locations online. What...
Hi all Have been reading the forum for a while but this is my first post. We have purchased an investment property for $445k and just finished...
Hi all, I am trying to work out the best way to structure my loan at the moment. Basically I am getting / hearing different results using the...
we recently refinanced our mortgage to BAnk of Melbourne last february 2018 (after about 2.5 yrs in westpac) with basic package to pay it off...
Hi there, I am hoping to subdivide my back block but I have some questions in regards to the loan. Once titles are issued and the lender needs...
I just got advice from an accountant that I am unable to have my tax deductibility if I split my PPOR homeloan in order to use the split as a...
Hi I am looking for some opinions regarding the loan setup for our first investment property. Currently our PPOR has a loan of 265,000 with an...
I've been reading Terry's tax tips and trying to wrap my head around the suggested idea of a home loan with multiple splits and linked offsets...
Having paid off the PPOR home loan completely and with redraw available to fund the development costs of a townhouse development (not securing the...
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