Im guessing this it quiet a broad question But what type of yield is required from property to not have any impact on an individual's...
Hi All, Bit of a lurker but after having little luck in the real world realm I thought I would ask the question here: My partner and I have a...
Hi everyone, I have a question around how banks treat the expenses for dependents for someone who is separated and does not have them full time....
This is probably a question for the brokers. Lets say John Smith has a portfolio accumulated pre-APRA. All loans are interest-only for now. He...
Hi Guys, I am really loving these forums and appreciate all the great knowledge sharing. I am just about to settle on my second IP but will start...
Hi everyone! I have been reading these excellent forums for a long time but this is my first post. Thanks for having me! I wanted to get some of...
I am an avid reader of all the posts here as there is no shortage of helpful tips and information for investors like me grow a retirement...
Hey Guys, Would like to get a 2nd, 3rd, 4th opinion from some of the experienced brokers here. I have a very good broker who has helped me...
I know this is a crazy question to be asking on a property investing forum, where most would scream "Invest in an IP" but please hear me out!...
I know everyone has a different strategy, but is there a gross rental yield percentage cutoff before you pass on a property? 7% seems to be the...
Hi all Thought i was very clever recently and was riding high watching values on both my ips going up quickly. With this in mind i started...
When a lender assesses you for serviceability is there any difference between being employed casual as opposed to full time if the annual wage is...
Hi guys, Long time reader - first time poster. Here's my situation: Recently sold my PPOR and have a profit leftover of $210,000 sitting in the...
I have some money sitting in my PPOR offset. If I deposit this money into the loan account does that increase my serviceability as money sitting...
So the question is how do different banks treat income from share (ETF) dividends on investor's serviceability? I'd image different banks have...
HI guys, I’d be interested to hear how you guys went about buying your car? Do you pay cash or take out a loan? I’m due for a car in the next 6...
Are there any lenders who are a bit softer on serviceability criterier than others, or are they all about the same? Also what is the general...
Hi finance gurus, I am contemplating buying a PPOR in Sydney at the moment. My family and I currently rent paying $600 per week and we have a...
Hello good people of PC. first post after several years reading along with PC/SS. What a great resource! I'm after others opinions as to how far...
I want to get peoples ideas, strategies and general comments on what they did when they hit the serviceabilty wall to keep growing to their...
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