Hi, First time post, I have my own property, fully paid.60 years old, still working full time. Investment property, $800pm for $101000 loan since...
Hi all, I need a little help deciding what loan to get for my first investment property and it would be great to hear your opinions. I'm looking...
Hi all, Are there any options to make a reasonable return on a bank account? I'm currently getting 0.9% p.a. I know you can get higher rates on...
Hi. Wondering if anyone can answer some questions I have as a FHB and using government schemes listed above. Not able to find answers to below....
Hi All, I am looking for a little advice or suggestions relating to my current situation.. I’m currently a salaried employee and I have an...
Elaborating more on the idea that a 10K saving is not a drop in the ocean when it comes to investing or in the wider scheme of a large mortgage....
My partner is now earning a healthy sum of money and saves approx 5k a month. These savings currently sit in the bank. What is a safe, medium to...
Any tips on saving money? What spreadsheet do you use? Do you pay yourself a certain budget each week for entertainment and food etc? I have to...
Hi, I believe all of us on PC want financial independence using various investment strategies such as Investing in Property, Direct Shares, Lics,...
Have no non-deductible debt Ips are fixed PI now so no offset option Those not fixed are 100% offset What do I do with savings? online high...
Hi all, My partner and I are currently purchasing our second IP. We rent and have no non tax deductible debt. I'm unsure as to where we start...
Hi, I am currently in the accumulation phase hence haven't been focusing much on debt reduction. But given the current interest rates have...
Hi guys, I am new to this website and was referred here by a friend that says he browses the forums here religiously, Hope someone can shed some...
I came across this article in the UK where a journo saved a meagre £22k in a year by not spending on stuff. A bit extreme for some but not for...
I'm looking to change one of my IP's To P&I: As of last valuation it was $431,000 with debt of $292,000 LOC secured...
There is no formal education on money when I was a kid, but there is one proverb i remember well - translated to "Prepare/bring an umbrella...
I read this story and must admit I respect these two people for what they've done. Sure, Tiny Living isn't everyone's cup of tea and in fact it is...
Hi everyone, Just my first post to this chat. I have been reading a lot and learning from your comments. I have one IP in Brisbane with 90K in...
Hi All, Might be a silly question but while saving up money for the property deposit, what all the PCs do. Do you leave it in your savings...
How much debt are you comfortable with? How much of a cash buffer do you need? :confused: I've been wondering about this recently. I know being...
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