After years of grinding I have finally decided to retire. My work does not excite me anymore and I am spent from years of putting in the...
Hi All Just would like share with you my unpaid super experience with my ex-employer. My previous employer only paid a quarter of my entitled...
There are many loan strategies to consider in advance of retirement. One good one is to try to get at least some of your properties unencumbered...
Happy New Year! Just a question on how CGT will be calculated in the below scenario. Apologies if this is a trivial question, I am not very...
I’m trying to help my mum before retirement. She earns about $48-50k and makes voluntary contributions of about 2.5k per annum. She plans to...
Okay very obvious question, and excuse me for not thinking about it much earlier. **Background : Moved to Aus 5 yrs ago. Bought first PPOR early...
What are the pros & cons of paying off your home's mortgage instead of having funds in redraw? (mainly from a retired person's point of view)...
Hi guys, I am currently 26 I am currently looking to retire early. I invested in crypto currency before the bull run and have accumulated a little...
Hi all, I've been convinced in a previous post that Sydney is perhaps not as locked out to me as I thought. I was hoping to receive feedback on...
Hi We've lived many years in Canberra, but the winter is too hard on my wife. We're looking at somewhere where we can retire. .North or south of...
Hi Everyone, I was looking on few strategies to improve our family lifestyle and in the same time have a retirement plan. I would like to know...
Want to retire by 40? This financial movement promises to get you there Imagine retiring at 35 or 40. It might sound like a pipedream, but...
Retirement can be funded from 5 basic classes of income/assets, which are: 1. Income 2. Capital gains 3. Capital 4. Borrowing 5....
Hope you don't mind me friends. I was reluctant to post this initially on the PC forum, but took up enough courage to do it anyways, as it is a...
Strategy: Take a Wage Haircut and Move to a cheaper area If you moved to a cheaper area to live and took a haircut on your wage, it might not be...
(posted this in Financial Planning forum then realised by thread count its not as active as this one) G’day pros, Are there any recommendations...
Courtesy - visualcapitalist.com Are governments making promises about pensions that they might not be able to keep? According to an analysis by...
Hi All I'm approaching 55 so still a fair way from retirement ( on my income ) but would like to travel to find somewhere to retire hopefully in 5...
Hi, My future mother in law is 60, she divorced 6 years ago, and received $200K in cash in the divorce, which she wants instant access to at the...
I was reading an article yesterday where some "experts" were saying that for retirement, you should be aiming for $2m worth of property (value in...
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