Hi, our current situation (late 30's, no dependents) is: PPOR (Northern Beaches) in my name, est. val $1.4M* owing $900k @2.75% P&I var IP (Inner...
Im sure this doesnt apply to anyone here :) Why almost a fifth of mortgage holders would not switch lenders for a better deal but we have a few...
I've got two properties I could refinance to take advantage of cashback offers. Instead of moving both to one bank and getting $4k + $2k with Bank...
Is it possible to refinance without a job?
What are the latest deals? I can see: CBA $2000 ANZ $1200-$3500 Westpac $2000 St George $2000 NAB $4000 Who else are giving these cashback...
Hi all, Thanks in advance for any ideas from those who’ve been there done that: If I was to hypothetically refinance a loan with 2 splits: Old...
How hard is it to refinance when retired with good indexed retirement income and aged over 70? - our PPOR home loan has been reset with the same...
About half year ago, I saw several brokers advertising that they'll reimburse refinancing costs (in addition to any lender promotions). Was...
Do mortgage brokers sometimes become involved with negotiations with existing lenders on getting better terms on a current loan? or renewing the...
Hi All, I am looking to get advice/guidance on my IP loans to help me improve my serviceability and grow my portfolio. Can anyone recommend a...
Hi i’d like some advice on whether refinancing every 3 years a good idea? My aim is to slightly pay off debt, then also refinance for another 30...
I've got a total of $1.2M of P&I loans coming off fixed (3.89%) with St George in exactly two months. When should I get the process started and...
I have a Principal and Interest loan with "Bank A" for my principal place of residence. I want to refinance the loan over to "Bank B" to become an...
Hi All, I am currently looking at refinancing my existing PPOR loan to another bank and have few things to consider before I do so and am...
We have ppor and couple of IPs in Melbourne. Me and wife works payg+abn. We have never used broker and don't know how it works and also costs...
An update and more questions from my original post last year Newbie looking for suggestion and advice As mentioned in the original post, we...
Hi, I currently have an IO INV loan with St George with a family guarantor. I borrowed 100% to purchase an IP in Brisbane. The IO period will...
How does refinancing in a falling market work if the unit has been losing value consistently? Situation : Purchased PPOR unit for $470k with a...
Hi team I just wanted to get an idea of a few lenders and IO investment rates out there for a block of x6 strata titled townhouses I just built....
Hi All, I'm looking for some guidance around my property and tax. Here's my current situation: Recently bought a $800k house with a mortgage of...
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