Anyone know anyway to restructure or refi a home loan with negative equity? Not that I can’t afford to keep paying but I want to be able to get a...
Hi all, need some advice on a refinance currently live in ppor and rent out two rooms at around $280 per week combined ($14,560 per annum)...
Hello again friends, I'm a tad bit late to the party given the banks began dropping their interest rates some time ago but I'm about to take a...
Hi PCers, I have a high debt-to-income ratio (> 10) which prevents me from refinancing my loans easily. In a year's time, I should have enough...
Hi, I am currently looking to refinance two properties. One of them as 25 years left on it and the other 27. Both on P&I. I am confused as to...
Hi Experts, I am looking to refinance my PPOR loan. Currently with AMP - Current loan balance of 930K @ 2.89% variable - 18 + yrs renaming and...
Hi everyone, I'm hoping someone might be able to provide some advice for my partner who is currently going through the process of finalising his...
Hi, We have PPOR loan for 500k without offset account but with free redraw option. We've been making overpayments for approx 2 years, however the...
Is it bad in the eyes of lenders if I am refinancing my loans every 2 years? Does it affect my credit history in negative way? Reason of...
Hi All, I bought a PPOR and settled about 2 months ago (right in the middle of the pandemic - do not recommend!). Anyway, it's all going well...
Hi there , Trying to get things organised ,but bank asking for a stamp duty waiver, Contacted revenue NSW ,and land a registry NSW , Been advised...
Hi guys, I have a question on refinancing and want to seek some advice from everyone. My property will be settled in a few weeks and I have a...
Hi I have 2 loans with CBA... One of the loans with CBA has changed from Interest Only to P&I...CBA mumbled something about i have run out of my...
Hi everyone, Just after information from wiser folks here about what happens to LMI on my investment property loan if I refinance. If I...
Hi all, Do NAB allow refinances up to 90% LVR? Noting there may be some LMI adjustment. Would it be full LMI payable or just an adjustment from...
Hi I am refinancing to a new bank. I have a number of loans spread with 3 different institutions. 2 of the banks have their business in order and...
Hi, I just got an investment loan refinanced as a fixed rate loan. After the settlement, bank put surplus (around $700) into my savings account....
Our fixed loan for our PPOR is about to end and we are able to access some equity based on the new valuation. We are now looking to refinance to a...
Hi, I have an owner occupier loan of $1,000,000 with a 2nd-tier lender. Currently rate is 3.38% variable P+I. After 2 rate cuts in 2020, I...
Hello friends, quick question about loan top up as i am getting mixed messages from the lander (bank), My loan on my PPOR is ~ 60% and i want to...
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