Hi, My husband is applying to refinance his loan at another bank. Under the bank's calculations, they won't offer him a loan unless there is a...
Hi everyone! Just a question I have been researching Basically I'm paying a huge rate (4.31% yuck, had to go to the bottom tier lenders 5 years...
Hi all Hope you're well. Scenario: PPR, Regional Vic 3722 new build recently completed 4bd 2bth 2 car on 802m2 , $375k loan with CBA ~2.8%...
Currently, we have two names on a loan with Westpac They have suggested if we are looking at reducing it to one name then we can either refinance...
I was thinking about this situation today, I have multiple loan splits on my PPOR due to a debt recycling strategy, a couple of the splits are...
I am looking to refinance and leverage equity to buy investment property/share etc. I spoke with a Home lending specialist from an unheard player...
Trouble making your mortgage each month? Maybe you should consider a refinance. This will help you remove private mortgage insurance, save on...
Hi, Newbie question from long time reader. I am looking to buy a commercial property in existing SMSF. Price around $450k with existing lease and...
Hello all quick question Purchased a RP for $232K, several years later I refinanced for $350K and the RP became an IP. Sold property for $315K...
Lets say I may need to adjust my spending to do a refinance How many months of bank statements and credit card statements do the Big 4 banks...
Ubank investment interest only 3 year fixed loan interest rate is just 2.24% I am wondering if any has recently applied loan with ubank. How easy...
Started a business in October last year, the business is a different industry to what I was working for the last 18 years and my income is lower...
Hi all, I'm looking for your thoughts on my situation with equity release for my PPOR. Last time I did valuation a few years back the value was...
hello there, leaning on this wonderful channel to get some guidance. (hope a query like this is allowed on this forum) PPOR. LVR<80% currently...
Hi All, I'm currently in the process of refinancing and would like some advice as to how to structure my loan. Loan amount: 450K Savings: 170k...
Is there a legal obligation to notify the bank (and refinance) if an IP becomes PPOR ? if there's no issue with making repayments can one just...
Hello fellow brokers, I am currently looking in NSW regional (Wollongong, Central Coast and maybe Newcastle) for site to build boarding house (up...
Hi all, Asking this for a friend as he asked for my inputs and I want to give him the correct opinion. His broker suggested the potential.loan...
Hi Guys, Been a while since my last post. We are checking options to do a 500k Reno to our PPOR, our LVR is 33% our loan broker confirm the...
Hi good folks, my Mobile Lender has gone AWOL and I need your help. Here's the story: - In mid-2016 my wife and I worked with a "Mobile Lender"...
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