Basically – nothing happens to offset money when refinancing. An offset account is a savings account that is linked to the loan, but it is not...
I’m talking to a mortgage broker. My current loan amount is 392k but like 3.5% interest so I want to refinanace. I want to borrow 656k (80%) as My...
Hi All, I've been trying to organise a refinance on our own for a PPOR, currently at 70% Lvr, no offset. We've organised a new lender and have...
Currently have a ip loan for approximately $370,000 in fixed rate that will finish on 1/4/22. Current rate is 2.59%. Value of ip is approximately...
Hi all, Hoping to get your feedback on how best to set-up my loan structure for releasing equity from my IP to most likely use on a PPOR....
Wanting to refinance IP and PPOR which has a small equity draw loan that was used for the IP deposit. - If I refinance, should I add the equity...
I'm looking to refinance one of my IPs to another bank, possibly to a (big 4) bank where I already have 2 loans. The property is untenanted and...
I have an existing investment loan with Westpac. I would like to refinance. So I called/spoke to the generic enquiry line. To my surprise, the...
Hi all, hopefully a simple and easy answer for the brokers out there. I recently changed jobs, nice pay increase but a new job all the same. And...
Hi Which banks at the moment are willing to cash out more than 100k+? I am thinking of cashing out equity to invest in shares / property and...
Hi all, a question regarding tax and my income property. Have an IP with ~250k principal owing, and 100k in offset. I'm refinancing with an...
Can anybody comment about their experience refinancing an IP loan in a lockdown state? I'm in ACT, but interested in other experiences, too,...
Hello, I have a property worth $220-270k (not sure if it’s at the lower end or higher end of the range) with $171k owing. Variable interest rate....
This is a question for Mortgage Brokers in the forum. I recently did a refinance to Bank Of Melbourne. It took a long time to settle but there...
Hi All, Was looking to top-up/refinance my current loan (Commbank) from first IP to purchase another IP or stocks. However valuation from...
Hi i have never refinanced before but are considering it as I cant get my lender down any futher. There are costs associated with the refinancing...
Hi all Currently deciding between AMP First against AMP Professional. I qualify for AMP First as my super is with AMP and I do have some shares...
Hi there, I'm in the process of refinancing my PPOR to release equity for a deposit for either a commercial or residential IP and I've hit some...
I'm purchasing a new investment property and refinancing an existing investment property to take some equity out to cover the purchasing costs of...
Hi, My husband is applying to refinance his loan at another bank. Under the bank's calculations, they won't offer him a loan unless there is a...
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