I am seeking a lawyer in Melbourne who can sign loan documents for my business loan refinance. I have already received legal advice when I...
Hello wonderful people, I'm hoping someone can give me some guidance. As my name suggests, I am a novice so please forgive me if my question is a...
This is little understood. From a tax point of view a refinance is paying out one loan with another. From a lending point of view, it is generally...
I see that banks are competing with each other to get refinance business with cashbacks and that sort of thing. On the news they were saying this...
I thought I would share a unusual taxpayer tax issue that relates to a deduction. Taxpayer owned a deductible use property and sold this. At the...
Hi all, new to this forum and investing. I know this has probably been covered in other threads but haven't found a thread to cover the below...
I recently refinanced an IP, like a couple of weeks ago, and the bank is frustrating me for a couple of reasons. I am seriously considering...
I'm refinancing a split loan from Bank A to Bank B. Both splits have been used for debt recycling purposes from day 0. Loan 1 is 50k with 10k...
As some institutions offer cash bonuses to new customers, I wonder what the consequences would be if we kept refinancing? It would be greatly...
Hi all, I have a conundrum - I have three properties all cross collateralised. Yes, I know it’s messy. I am selling my ppor which holds almost...
Hi all, Just a quick question to clarify the process of what happens to funds you have in offset accounts when you refinance from one bank to...
Hi guys, am sure there is a plethora of info on these boards and likely a tax tip (I couldn't see). Person wants to refinance their PPR and...
Under these conditions: - P&I, Investor (residential) loan. - <70% LVR. - <$1M loan balance. - >$1M portfolio value. - 30yr loan term Which...
Hi folks I have a fixed rate rolling off at end of May and have been with HSBC for many years and potentially looking to refinance elsewhere and...
Good morning, Had anyone refinanced with hsbc lately? Any concerns with hsbc? They are offering 3k cash back to refinance With a interest only,...
Long time lurker first time poster looking for advice that I can't a get clear answer for. Property location: Victoria Original loan amount was...
Hi all, I've been with CBA past two years on a 2.7% fixed rate, which ends Feb 2024. Just wondering if when refinancing - will they care about...
Hi I have an investment home loan of 255000 with CBA and paying interest rate of 5.83% Looking for refinance offers that 1. Pay a cashback 2....
Hello guys, I'm looking to refinance my PPOR loan and bring the LVR up to 80% (Property value is $670K with $370K of debt outstanding), which...
Hi I'm in the process of refinancing my PPOR. There is a potential to revalue my property upwards, meaning that I could either stick with my...
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