We are borrowing less than 60%, i.e. putting a large deposit down. I've been at my job exactly 1 year as a casual but not earning a huge amount,...
Would the pre approval be still valid after RBA rate rise? Will bank calculate the serviceability again using higher rate or they go by the...
Hello My husband and I are moving to Sydney from interstate shortly. We had hoped to purchase a property before we arrived but that hasn’t been...
Hi All, my co borrower is now not interested in buying the property and wants the name removed from pre approval. I am not sure how long it takes...
Is it possible/ realistic to get a mortgage pre-approval within one week? (Assuming we have all the paperwork, meet serviceability criteria,...
Does anyone know if you walk into a CBA branch with documentation and get a Pre Approval ?
Hey guys, Am looking at changing employers soon (PAYG, same industry, same role, more money). Have heard that ANZ don't mind as long as there's...
Hi all, I'm looking for an investment property around the Werribee/Hoppers Crossing VIC area for $420k - $480k. I think I have strong...
Myself PAYG IT contractor working in current role since last 3 months. I have been working in IT since last 10 years. My wife is AHPRA registered...
Hi everyone, My partner and I have our eyes set on a very suitable property that is going on auction. Only issue is that ANZ’s estimated response...
Hi all, Hypothetical scenario... Let's say I have a pre-approval for $1M purchase price and then I make an offer which is accepted at...
Hi everyone, I've had an application in the works with CBA since Oct 26th hoping for a pre-approval. It passed their 'preliminary assessment'...
Hi, I have been talking to a broker since a couple of months as I'm looking to buy a new property soon. This will be my first home. I asked the...
Hello, I have been trying to find information on this site for the last couple of days and finally decided I should probably post because...
Hi all, We submitted an application for a pre-approval about 4 weeks ago. As you are aware banks have significant backlogs. We thought we would...
My partner and I purchased a Unit off the plan a couple of years ago and we're about to settle. We arranged pre-approval from the bank, through a...
I'm mildly interested in an apartment as a PPOR that is up for auction in about 4 weeks. The REA guide price indicates they are looking for Feb 20...
I know we need pre approval before going to auction. Although I have accumulated many properties , never auctioned any. The up north shore...
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