Hey guys, I have signed a construction contract for an IP with progress payments. Something has now surfaced with my construction loan, and the...
Hi all, Just a quick question. My PPOR is P&I currently and I have surplus funds in an offset account. If I move those funds to the loan with a...
Guys hoping someone can shed some light on this scenario/position my brother has found himself in and also for others to learn from this stuff up!...
Hi all, I just realised that my bank did not link the offset account. In February 2015 I refinanced my loan to a new bank. As the bank could not...
Hi, I just signed up for a loan with NAB and I am a bit confused about the 2 accounts provided. There are a loan account and a classic one that...
Hi all, My partner and I are currently purchasing our second IP. We rent and have no non tax deductible debt. I'm unsure as to where we start...
Hey everyone, I currently have a home loan secured with my investment property with an offset account. I have been keeping all of my extra funds...
If I have 30 years 400k P&I loan with an offset account having 400k as well with interest rate at 4.20% how much money will be taken out of offset...
My query relates to this situation: No personal debt. Offset account that all income goes into and all expenses are paid from held in name of...
Strategy: Don’t Keep Large Sums in Offset Accounts In the good old days investors used to get IO loans on the main residences and they used to...
Hi, We are new to the IP market and are just in the stages of applying for a loan using the equity from our PPOR to purchase a property in the...
Hi guys, just a quick query to check I'm not getting myself into trouble with the ATO. The short version: I refinanced my property and had the...
Hi, One of my friend has an equity loan to buy a new IP. He has moved the money from the equity loan to the linked offset account so that he can...
I currently am renting a place as my ppor but have 2 investment properties. I have been putting my savings in one of the offset accounts linked to...
Hi there, Was going to make a call to St George, however, they are closed at the moment. I recently fixed one of my mortgages, so I moved all my...
Hi, Just discovered this page and have been reading and learning a lot the past couple of days. We are thinking or rentvesting turning our PPR...
I currently have a loan for IP Loan A at 5% with offset account I'm getting a new loan for IP Loan B at 6% I can get a new offset account...
Hey guys, An offset account is usually ideal against non deductible debt(PPOR for example) in order to pay less interest which is all good. Was...
Hi everyone. A little while ago, I borrowed for an IP (using 2 separate loans), and ended up with an excess of loan funds. As not all the money...
Hi all. Looking to purchase a cheapy in a regional area. Have the value of the home in cash. Wondering how a loan works exactly if I put all the...
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