Hi All, Trying to understand CBA's calculations versus other banks. Speaking with CBA, they calculate fortnightly payments completely different...
As the title implies, my brother is willing to help us buy an investment property in QLD, but I am not sure how to start seeing that the funds are...
There are lenders out there that only seem to offer refinancing. I’m trying to understand if I would qualify. I own a property outright no...
Hi all, Looking for some opinions for my mortgage repayment structure and what your thoughts are. I am a 25yo and just bought a 550k house in WA,...
I have bought properties before and this is my third Australian property. I've seen a property that I like and am looking to make an offer. The...
I have a mortgage, 400K, for my PPOR, unfortunately, I made many small redraws for different purposes, some maybe spent for renovating the PPOR,...
Need some insight from all of you Intending to purchase a display home, it could potentially have a Lease back that could last from anywhere from...
Thought I'd ask this here rather than potentially wasting a mortgage broker's time. If it's difficult to answer this with the information provided...
How do you get rid of a guarantor loan with ANZ? Do they accept an increased in valuation so LVR is under 80% or will servicing need to be met as...
Hi PCers, Looking for a bit of an indication on my borrowing power here. I'm looking to buy a PPOR in Sydney. My situation: -Returning expat...
Dear forum, I am doing some planning for structuring my loans at the moment. I want my loans across a couple or a few banks, at least not all...
I'm looking at purchasing an investment property under ABN Company (GST Registered) of which i am the sole director. The company has been...
Would it be a good idea to rent out my mortgaged apartment and rent somewhere else? I would be turning my PPOR into a IP. Are there any issues to...
Hey all, just deciding on what loan and loan provider to use and doing some research. Also curious on what low variable rates everyone is going...
Can you correct income and/or expense information after submitting a loan application and the lender provides preliminary feedback? Just found out...
Hi, What are the implications if you are changing jobs between purchasing a property? If you start a new job and you purchase a property around...
I am planning out my investment strategy and have got a rough goal to purchase 3-4 properties. I understand how to purchase the first one, but...
What happens if someone has given a mortgage over their property to 2 different people and a default occurs and the value of the asset is not...
Am I actually allowed to use it to purchase a better PPOR? Ie. 20% deposit, State contributes 25%, mortgage the remaining 55%. So that I can...
Hi Mortgage experts, I got multiple loans with a tier 1 lender and none of the loans are cross collateralised. Got single or multiple loans tied...
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