A property has an IO mortgage with ANZ of 4.30%. Cashflow precludes P&I at present. I'm seeking a better rate. Most of the comparison and bank...
Hmmmm they don't actually have any home loans yet....but raised $15m and supposedly have $500m to lend already.....I guess we'll see....
Hi all, I will be looking for finance in the next few months and I am trying to understand how banks deal with 1) dividends and 2) profit/loss...
Hi PC mortgage broker (who have been through many credit cycles). It has been pretty evident that over the past couple of years the credit cycle...
Hello enthusiastic property people, It's my wife's turn to buy a PPR. She didn't like our previous mortgage broker. She wants to get her loan her...
RBA kept the rates the same.......shocking I tell ya :)
Interesting ACCC Inquiry into discounting; Mortgage pricing not strongly competitive 15 March 2018 The opaque pricing of discounts offered on...
Hi, Just seeing if anyone knows a lender who lends for smaller property. I found investment property of 1 bedroom (no parking) with 42 square...
I currently have 2 houses with Suncorp. I have a lot of equity in my PPOR, and would like another 30k or so for a car, but my broker (or the one...
What would you need to get a 300k mortgage during a financial crisis?
Hi brokers, I have a question regarding buying a PPOR with a partner financed together jointly; if I then go to purchase a subsequent IP...
Looks like its gonna be even harder to get loans now. Any brokers here get the email from the banks? Australia banks tighten mortgage checks amid...
I'm attempting to refinance an IP mortgage. It's currently IO and just over 5%. LVR under 30%, probably closer to 25%. PPOR all mine. No debts,...
Hi guys, Just wondering if this is legal. I refinanced my house a little while ago. The other day, I noticed 4K missing from my offset account...
I have 2 x IPs located in Sydney and Newcastle which have technically been paid off ie. loan amount = offset amount. I am thinking about...
How long is a piece of string? So, I know it's a bit of a silly question but I wanted to ask if there was any merit to it. I heard recently that...
Hey finance experts, I currently have $41k in super. Looking to buy a commercial property for $450k in sydney. I will occupy this property to...
Hi All, Hopefully one of the gurus can assist there! Income: Approx. $70k (+ Approx. $6k in Bonuses) Options: - 20k Car allowance per a year...
Hi, I just purchased my first investment property, and have a few questions about the financial side of it. In the contract I have specified a...
Hey guys, My friend recommended I read a book called 'Barefoot Investor' and the information in there has been very beneficial so far. One tip...
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