In some places the pandemic has caused property values to fall, which may concern owners who have a high LVR. Do lenders check individual property...
Good morning guys, We are currently with comm bank on an IO loan @3.64%. I just rang the bank this morning for a rate review, while they...
Hi All, one for the brokers. Recently I have read about gambling being assessed like 2 credit cards, as in $200 month spent reducing your loan...
G'day. I have a good mate in a sticky situation. I would appreciate if anyone knew who he could speak to. A brief follows. Thanks for your time....
I'm planning for an equity release in the near future and might need to change lenders for this to occur. My most recent tax return is...
I am a first time property buyer looking to buy something(Only Unit possible probably) in sydney with 90% LVR (with LMI waived due to a qualified...
Hi all, so I have recently applied for finance for a home loan, and I am just so worried about not being approved, that I have been losing a lot...
Advice is sought about changing a mortgage setup. IP $400,000, mortgage $200,000 IO, 3.44% $6880/year PPOR $600,000, no mortgage. Consideration...
What is the absolute minimum deposit for PPOR purchase $3-4mil? Buying Sydney eastern suburbs Does any lender do 5%? Or 10%? Rate needs to be...
I'm mildly interested in an apartment as a PPOR that is up for auction in about 4 weeks. The REA guide price indicates they are looking for Feb 20...
Hi guys, I have a question on refinancing and want to seek some advice from everyone. My property will be settled in a few weeks and I have a...
From melb. Anyone got suggestion on a good broker to find good results in current market? Well experienced who has wide range of options will be...
What are the pros & cons of paying off your home's mortgage instead of having funds in redraw? (mainly from a retired person's point of view)...
Hi all I have a question as to what income/ assets & liabilities are considered in my loan situation for servicability. I have a property...
I am having my own home as well as the investment property under the same leading bank. I got equity built up over both properties. Should I still...
Hi, Just wondering how long does it take for the relevant parties to get the clean title into our name? Havent done this for a long time .........
Hi All, Bit of a fundamental question here, but one I am stuck on. For OO loan, how is the value of your deposit taken into account when...
I might want to change my PPR to an IP in the future (10 years maybe) and I have $100k in a redraw account (before I realised the benefits of the...
Hello community, I posted on Reddit and the community told me to come here and ask for suggestion/help as it will be more knowledgeable and...
I am currently doing refinancing to ANZ from CBA to reset my 30 year loan period, as well as getting better rates. I have been offered with SVR or...
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