Hi, I want to clarify something which a lot of articles seem to brush over. Say I have a mortgage repayment or 2500pm. We all know paying the...
Hi all, Is there any banks who have favourable policies for lending to a company for IPs at the moment or has anyone had a good experience with a...
Hello All, I am in the process of buying a property now and would like to demolish and start reconstructing in 3-4 months time. Which banks are...
Hey all. Been lurking a bit, and finally thought to ask the question. I've had quite a lot of varying advice with no one giving me straight...
@Terry_w and others often say "extend loans as much as possible". Is the idea that those are simply never paid, and transfered to next in line...
Hi all I just really wanted to get some advice as my broker hasn’t been as helpful and has been ignoring me a bit I submitted loan documents to...
Hi all, i posted about my BOQ experience, but it got me thinking, are there different methods used across banks? Why are they so...
Hi all I am posting here as it was here you guys gave such good feedback and I wanted to share my story so far. BOQ have been amazing, went...
Hi all, I wanted to tell you all about my situation and see if anyone can help. I feel so stuck! My husband and I have a property valued at $685...
Hey all, my rental property burned down a day ago. We made a claim with the insurance company and they're doing their thing - got an assessor out,...
I got a mortgage for a duplex last year from Westpac, with LMI. I got an approval from the council on the DA that allows me to extend an RZ1 in...
We purchased a property under my wife's name but both of us are on the loan. Does the Mortgage Form needs to have both our names on it or should...
Interesting report from the ABC. Maybe brokers have a better take on this? "Competition between the banks for mortgages could heat up again, as...
Hi all, I'm curious to learn how a poor credit score would effect ones ability to borrow for a house. Would a score of sub 500 rule you out from...
Hi all, It has been a nightmare of building my ppor, which I thought was a simple process that has dragged on and has hurt my financial position....
Part 1. Our property in NZ is being rented and positively geared We are recently arrived and have full-time jobs in Sydney.We wish to enter the...
Hi all, Here is some context: I am approaching my last progress payment of build I have $X approved for out of contract items for my...
Hi all - another first home buyer query! is it worth getting a lower interest rate with a higher LVR for a property I will live in in the...
A creditor is someone that is owed money. A secured creditor is someone who is owed money and has taken some sort of security for that loan....
Just wondering how existing debt from a joint investment loan with my wife is counted when assessing my borrowing capacity. Is it all counted or...
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