Hi PCers, Looking for a bit of an indication on my borrowing power here. I'm looking to buy a PPOR in Sydney. My situation: -Returning expat...
Dear forum, I am doing some planning for structuring my loans at the moment. I want my loans across a couple or a few banks, at least not all...
I'm looking at purchasing an investment property under ABN Company (GST Registered) of which i am the sole director. The company has been...
Would it be a good idea to rent out my mortgaged apartment and rent somewhere else? I would be turning my PPOR into a IP. Are there any issues to...
Hey all, just deciding on what loan and loan provider to use and doing some research. Also curious on what low variable rates everyone is going...
Can you correct income and/or expense information after submitting a loan application and the lender provides preliminary feedback? Just found out...
Hi, What are the implications if you are changing jobs between purchasing a property? If you start a new job and you purchase a property around...
I am planning out my investment strategy and have got a rough goal to purchase 3-4 properties. I understand how to purchase the first one, but...
What happens if someone has given a mortgage over their property to 2 different people and a default occurs and the value of the asset is not...
Am I actually allowed to use it to purchase a better PPOR? Ie. 20% deposit, State contributes 25%, mortgage the remaining 55%. So that I can...
Hi Mortgage experts, I got multiple loans with a tier 1 lender and none of the loans are cross collateralised. Got single or multiple loans tied...
Hi all, Happy New Year! Wondering if anyone can recommend a good mortgage broker? Background of my situation in case it helps with finding a...
It seems many get confused over the terms ‘mortgage’ and ‘loan’ which 2 different meanings but are sometimes related to each other. The mortgage...
Hey All, Do hard money loans show up on your credit file? Would it be possible to get a hard money loan and use it as a deposit (20%) for a...
Do any lenders accept sole trader income after 6months of setting up ABN at a 80% lend? Cheers, The Don
Hi all - could someone point me to an effective and accurate loan borrowing calculator tool which estimates with reasonable accuracy how much an...
Hi members, I would like to have a better understanding of how this works before I approach the bank. I have 4 investment properties, each has...
hi team, I have recently started a business. How long does the business need to run for in order for banks to accept the income? 80% and 90%...
Hey All, I have a question about ANZ’s DTI situation. I see online they do not accept applications with a DTI above 9. Applications above 7...
Hi brokers! I’ve run in to some difficulty in commencing a mortgage application given I am a director of a newly established company The company...
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