Media reports a CBA spokesperson says LVR max of 95% is gone. To be 90% max.
can I get finance >80%LVR if I have been employed less than 6 months in a new industry? Thanks
I was wondering whether people generally look at the effective/net LVR or always quote the gross LVR. For example: Fred $1m property $800k loan...
We have a number of facilities across a few banks, one of which we have at 90% LVR for our acquisition/construction projects. With CBA though,...
Buying first IP and I'm trying to plan out when I'd be able to purchase again using equity. The common advice I see here is that you should borrow...
Hey guys, I'm looking at making a purchase early next year for around 580k. I am thinking whether to go for 88% or 90% LVR. I understand that...
Hello, I have never extracted equity and google-fu only gives basic info. So, if one has to extract equity from an investment property, how does...
Loan-to-Valuation Ratios level out after trending lower since 2013: Tim Lawless Paints a relatively healthy picture to me, unless of course they...
Trying to understand the implications of a higher LVR. I understand how a higher LVR can be beneficial for your tax bill, but how does it affect...
Hi all, Very general question. Are people still preferring to buy properties with 10% deposits or less where possible? or Is a safer...
Hi all Thought i was very clever recently and was riding high watching values on both my ips going up quickly. With this in mind i started...
Trying to order a val from my current lender then got told their new lending criteria (courtesy of APRA, apparently) making their IP LVR capped at...
Hi all. Long time since I last posted - last time was over on the Somersoft forums, I think. Anyway just wanted to run my situation past people....
Hi everyone, I'm in a quandary and wanted your thoughts please. My wife and I currently have 3 IPs. We are also currently going through the...
Hi, Last week the ANZ CEO of New Zealand, David Hisco, wrote an article saying he wants heavily increased LVR limits for property investors...
Hi everyone, I'm seeking some calculation advice and some suggestion about how much is the LVR in my investing case below ? [IMG] Assuming I...
NZ is a market I keep an eye on having IP there. 60% max LVR is now a thing, wow. That kind of policy change will knock around the market...
Hi All, been reading this forum for a while and have learnt a great deal from you all. I have a few IPs and all of them had 80% loan to value...
Silly question... Wondering which one would be better... :-/ Let say 80% lend ~ $400,000 88% lend ~ 440,000 plus LMI $6500 On land + build We...
What would you guys do in my situation. I'm interested and open to hear all options and opinions. Current situation: - 26 living in Melb. -...
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