do most lenders offer a better interest rate on standard, i.e. lower rate if the LVR is lower, for example if i have an LVR or 50 or 40% etc???...
Hi all What are the current loans LVR and interest rates % people are seeing these days in the commercial space? This is for retail. Have been...
Usually, home loan lenders will only lend on the lesser of the purchase price or contract price of the property that will secure the loan....
Hi all - another first home buyer query! is it worth getting a lower interest rate with a higher LVR for a property I will live in in the...
When people quote their LVR, do they include only investment or incl also ppor? i.e. when people say its safe to be sub 70% LVR for buffers,...
G'day folks my fixed rate is rolling off in May and we have some cash on deposit which we will use to offset part our PPOR loan. I would like...
If a bank valued a property at $500k and you were able to purchase it for say $420k, would they instantly calculate that equity into your LVR (say...
It is largely irrelevant what the LVR is for a loan when working out serviceability. Someone wanting to borrow $1mil at 50% LVR will be treated...
Hi team, What is the highest duplex haircut (in one line) have you ever witnessed/been subject to? Thanks
Hi, new here Would I be correct in saying property is a game of finance, therefore while leverage can be very beneficial, having too high an LVR...
Hi PCers, Looking for a bit of an indication on my borrowing power here. I'm looking to buy a PPOR in Sydney. My situation: -Returning expat...
Hi PC, I recently did a loan with Firstmac with the intent of going 88% LVR. Their servicing calculator suggested that I could service the loan...
Hi all, I need a little help deciding what loan to get for my first investment property and it would be great to hear your opinions. I'm looking...
Hi everyone, On average what is a triplex costing these days with demo, landscaping, concreting 1. 5 bedrooms each with 2 bathrooms 2. size...
Hi guys, I recently experienced a 21% haircut on a valuation where I wanted to place 2 houses on one title. Then I subdivided it and got revalued...
I.e. I have saved 37k total and want to purchase a 650k home. This would mean that 20k will go to the deposit, and the remaining 17k to cover...
Hi there, I'm in the process of refinancing my PPOR to release equity for a deposit for either a commercial or residential IP and I've hit some...
Hi all, I want to find out what is the minimum LVR required to do a subdivision (based on your experience or knowledge) EXAMPLE ( how much...
What's the maximum LVR for expats / non-resident for tax purposes wanting to refinance / buy an investment property (not new build) nowadays?...
I've currently got an OO variable loan around 60% LVR, if I want to increase this back to 80% and use the funds for renos/shares/personal expenses...
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