Hi experts, Has the lending for commercial properties been affected in anyway, directly or indirectly, as a result of APRA and RC? Not including...
Hi there! Two questions actually The banks keep telling me much lower LMI than the calculators do. I’m looking at a 90% lvr loan on $655k and am...
Anyone had any experience borrowing money using Balmain Private Lenders. They appear to lend for large scale property and land development, with...
Morning all, Might not have had enough coffee yet, but curious about how to work out correct LVR on my two IP's when equity release on one...
Hi All, Sorry if this is long! Here's my story and questions regarding how much I can borrow, with the intentions to build 4 top quality...
Hi guys, I am in the process of buying my next IP. The price is $275K. I have $74K savings plus $26K equity for one of my properties = $100K. As...
Hi all, Back in June when I was originally looking at the numbers for my first investment property, my mortgage broker said we could do a 5 year...
Hi team Wanting to grab a second investment property but want to utilise my cash as much as possible. Is there anyone we know of offering 95%...
Hi, With all the talk of APRA, the possible changes and difficulty extending IO and pending interest rate rises I would like to talk about...
It was generally said and recommended 18-24 months ago that IO @ LVR 88% was the recommended sweet spot to manage the trade off between LMI and...
I'm interested in calculating my overall LVR to see where I stand. Do I include my Ppor in this calculation? Why/why not? Thanks
Hi all! A thought exercise on calculating LVR for ones entire portfolio/position (i.e. sum of all assets vs sum of all debts). Let's say I have...
Hi everyone, Thanks to this forum and the advice of all forumites I have managed to build up a portfolio of a few properties in the last 5 years...
Apart from BOQ specialist - is anyone aware of 100% owner occupied home loans available in Australia? Or what is the next best option for very low...
I have a couple of general questions about home loan and lenders. 1) I have heard that with LVR of 88% it's difficult to pull equity in future...
From: Crackdown on bank lending through tougher macroprudential policies imminent "The University of Queensland economist Cameron Murray said...
In times of rising interest rates, it'll be interesting to see what LVR people have gotten their portfolios down to in this last hurrah of the...
Media reports a CBA spokesperson says LVR max of 95% is gone. To be 90% max.
can I get finance >80%LVR if I have been employed less than 6 months in a new industry? Thanks
I was wondering whether people generally look at the effective/net LVR or always quote the gross LVR. For example: Fred $1m property $800k loan...
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