Hi, With all the talk of APRA, the possible changes and difficulty extending IO and pending interest rate rises I would like to talk about...
It was generally said and recommended 18-24 months ago that IO @ LVR 88% was the recommended sweet spot to manage the trade off between LMI and...
I'm interested in calculating my overall LVR to see where I stand. Do I include my Ppor in this calculation? Why/why not? Thanks
Hi all! A thought exercise on calculating LVR for ones entire portfolio/position (i.e. sum of all assets vs sum of all debts). Let's say I have...
Hi everyone, Thanks to this forum and the advice of all forumites I have managed to build up a portfolio of a few properties in the last 5 years...
Apart from BOQ specialist - is anyone aware of 100% owner occupied home loans available in Australia? Or what is the next best option for very low...
I have a couple of general questions about home loan and lenders. 1) I have heard that with LVR of 88% it's difficult to pull equity in future...
From: Crackdown on bank lending through tougher macroprudential policies imminent "The University of Queensland economist Cameron Murray said...
In times of rising interest rates, it'll be interesting to see what LVR people have gotten their portfolios down to in this last hurrah of the...
Media reports a CBA spokesperson says LVR max of 95% is gone. To be 90% max.
can I get finance >80%LVR if I have been employed less than 6 months in a new industry? Thanks
I was wondering whether people generally look at the effective/net LVR or always quote the gross LVR. For example: Fred $1m property $800k loan...
We have a number of facilities across a few banks, one of which we have at 90% LVR for our acquisition/construction projects. With CBA though,...
Buying first IP and I'm trying to plan out when I'd be able to purchase again using equity. The common advice I see here is that you should borrow...
Hey guys, I'm looking at making a purchase early next year for around 580k. I am thinking whether to go for 88% or 90% LVR. I understand that...
Hello, I have never extracted equity and google-fu only gives basic info. So, if one has to extract equity from an investment property, how does...
Loan-to-Valuation Ratios level out after trending lower since 2013: Tim Lawless Paints a relatively healthy picture to me, unless of course they...
Trying to understand the implications of a higher LVR. I understand how a higher LVR can be beneficial for your tax bill, but how does it affect...
Hi all, Very general question. Are people still preferring to buy properties with 10% deposits or less where possible? or Is a safer...
Hi all Thought i was very clever recently and was riding high watching values on both my ips going up quickly. With this in mind i started...
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