Looking to borrow ~2.2M at ~90% LVR to purchase PPOR in inner Melbourne. My wife and I are PAYG employees with strong incomes but not in...
I realise the answer to my question is individual but want to canvas some opinions to help me think through my decision... We have sold our home...
Having a major blank here! Can you help with a hypothetical situation where someone purchases a property for $400,000 but the bank values it at...
Hi everyone, I run a company that has been ABN registered since September 2017 (2 years 2 months) and have been profitable each year. I have...
My partner and I have been looking at purchasing a townhouse in Melbourne’s inner northern/eastern suburbs in the price range of $600-750k,...
Hi Everyone, Ive been trawling the forum for a little bit and have been unable to answer my own question so thought i would post.. Situation: I...
Hi folks, I’m wanting to add another property to my portfolio. I’ve Currently got a property with an ANZ montage attached. Balance of mortgage...
Hi experts, Has the lending for commercial properties been affected in anyway, directly or indirectly, as a result of APRA and RC? Not including...
Hi there! Two questions actually The banks keep telling me much lower LMI than the calculators do. I’m looking at a 90% lvr loan on $655k and am...
Anyone had any experience borrowing money using Balmain Private Lenders. They appear to lend for large scale property and land development, with...
Morning all, Might not have had enough coffee yet, but curious about how to work out correct LVR on my two IP's when equity release on one...
Hi All, Sorry if this is long! Here's my story and questions regarding how much I can borrow, with the intentions to build 4 top quality...
Hi guys, I am in the process of buying my next IP. The price is $275K. I have $74K savings plus $26K equity for one of my properties = $100K. As...
Hi all, Back in June when I was originally looking at the numbers for my first investment property, my mortgage broker said we could do a 5 year...
Hi team Wanting to grab a second investment property but want to utilise my cash as much as possible. Is there anyone we know of offering 95%...
Hi, With all the talk of APRA, the possible changes and difficulty extending IO and pending interest rate rises I would like to talk about...
It was generally said and recommended 18-24 months ago that IO @ LVR 88% was the recommended sweet spot to manage the trade off between LMI and...
I'm interested in calculating my overall LVR to see where I stand. Do I include my Ppor in this calculation? Why/why not? Thanks
Hi all! A thought exercise on calculating LVR for ones entire portfolio/position (i.e. sum of all assets vs sum of all debts). Let's say I have...
Hi everyone, Thanks to this forum and the advice of all forumites I have managed to build up a portfolio of a few properties in the last 5 years...
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