Hi, I bought a property when I was in my mid 20's and a few years later I started a business. On advice from my accountant I've set up a Trust...
Hi everyone, Just thought I would as what people think of the portfolio loan structures? I have heard some banks offer these where you can apply...
Hi there, Anyone have any knowledge on the current offset accounts getting around at the moment? A quick google search suggest there are a few...
What happens if a parent has let an adult child use their home as security for the child’s loan and then mum dies? The guarantee would have...
I'm looking at a refinancing and PPOR purchase that will have all the loans with one bank (Macquarie). This will leave me with 3 loans with them...
Hi all, I recently got an offer from Mortgage House of 2.99% for my investment properties and I can choose whether to have my loans as 2 years or...
Hi Just wondering if someone's income is below HELP threshold, do banks still factor it in to serviceability calculations as a debt, like they do...
hello all As I plan to refinance my existing loan to St george and apply for a new purchase is that good to have two separate loans with one...
Loans can be great tools in estate planning. One strategy is the gift and borrow back which I have described at Legal Tip 115: The Gift and...
Loan Tip: Different types of Guarantees for Loans Basically, there are 2 types in guarantees in relation to borrowing money. They are a)...
Hi Team I have a client building 5 townhouses in Palmyra, WA. Does anyone know of any commercial lenders operating in WA that don't require...
I am looking to Refinance my PPOR. Currently I have 575K loan left. Assuming the valuation will be 800 K, I am also looking for approx. (80%*800K...
Not sure of the best way forward as it all looks expensive, property values have also dropped so above 80% LVR Our current rates with St George...
Hey all, got a query on my situation and interested in hearing others' thoughts. - Buying property for the first time (though will not be...
Suncorp = 5.5% Macquarie Bank = 5.3% Also heard that some mutuals are as high as 6.8% Interesting days...
Changed to 5.5%
please suggest a good 2nd tier lender for investment variable rate for 5 refinances. Cash back will be awesome as I have some break cost with...
Say you have a home loan which has been on interest only since day 1. You have been under the impression that the interest only period would last...
Hi So my NAB 1 year fixed interest in advance loan is up...in the past 4 or 5 years all i need is fill up a form and off it goes... This year,...
Hi everyone. Hows the landscape for unsecured small business loans these days? Found a list but not sure which one best suits our needs. Business...
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