What happens if someone has given a mortgage over their property to 2 different people and a default occurs and the value of the asset is not...
Hi, I understand the answers to these questions would vary between banks however I am trying to understand what the rules are. Scenario 1 - If...
Deductibility of interest is a tricky topic. Interest is basically deductible if someone borrows to invest in something that is expected to pay...
First time post. Hello members, I currently have PPOR home loan with redraw facility. And have enough savings here for 20% deposit. My question...
Do any lenders accept sole trader income after 6months of setting up ABN at a 80% lend? Cheers, The Don
Just had a chat with westpac who said their rate had recently moved - seemed odd. I am looking to refinance 2 IPs (IO variable loans with 100%...
Hey guys I am looking at changing some of our p & I loans to I/O loans as they are no longer owner occupied Talking to my Mortgage broker and...
Hi all Just want some opinions or advice of what other experiences investors think of these We have 2 rental property's that my wife and I used...
Fixed options for investment loan…. Which would you choose?
If a property is owned 50/50 tenants in common: 1. Is it feasible for one or both parties to establish individual loans secured against their...
Hi all, I'm looking to move quickly and purchase my 2nd property as an IP soon (next 3 months). This is the situation and my current thinking....
Greetings property enthusiasts, would love to pick some knowledge from some experienced brokers! I'm currently looking to purchase a block that...
Friend has relocated here and has a property overseas taking rent with a mortgage overseas. Is rent income and mortgage treated by the banks the...
Hey guys, I've got a bit of a dilemma on my hands and hoping for some advice please. My partner and I have 2 IP and our PPOR . Equity is quite...
Hello Folks, I am looking at setting up below structure: Current: PPOR loan (variable) - 525k - Have redrawn 75k and used it for IP deposit -...
Where a property is held by a trustee of a trust and there is a mortgage over the property to secure a loan any change in the legal ownership will...
Hi, I own IP which is a 36sqm one bedroom unit. Currently have an investment loan with Comm bank paying 3.31% interest with a P & I loan. Due to...
Hi all, I have a purely fictitious example that I would love to get some thought on from the many experts on this forum. Nothing discussed here...
Hi all. Looking to see if there is anyway forward in my current situation. PAYG working f/t approx 122k, not including super. Very secure job but...
Currently own 2 houses. Live in one the other is returning 740 per week, current loans are 200k owner occupier 600k investment. Have approximately...
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