When a borrower can’t pay their loan, under residential finance the lender will be able to take possession of the property used as security for...
Hi Team, I'm refinancing my PPOR and getting another 50k in the process. I buy shares on a regular basis and may want to pay down my car debt...
I am coming up to the end of my first year of operation as a private company where I am the sole director/shareholder. My question is, when can my...
Hi, Inviting thoughts on whether there is still value in getting an OO interest-only loan for a property that I intend to convert to an IP in...
Guys, any of the second tiers expensing only half debt for joint borrowing. I haven't done one in quite a while. Cheers
Hi all Just wondering if anyone here has moved into an IP and then refinanced it from an investment loan to an OO loan. We may be moving into one...
I thought I’d share some of the honest issues that have come from taking a deferred loan payment holiday this year. Which I now regret, however...
If you get a loan with a bad credit lender like pepper and have a bankruptcy discharged no longer on credit file how hard will it be to re-finance...
Hey all, What are the best cash backs per property that us investors are seeing or brokers are getting for their clients at the moment? I feel...
Is it possible to convert an existing IP loan to PPOR and get the rates offered on PPOR P+I? Was an IP previously but have moved into the property...
Hello I've read this forum for ages and have learnt a lot. Thank you! I have a PPoR and an IP. I owe money against both. A while ago, I...
When a company borrows it is nearly always necessary for the director of the company to give a guarantee to the lender. What would happen to that...
Cross Collateralisation is where more than 1 security is used for one loan. Cross securitisation is another term for it – crossing collateral or...
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I’m not sure if I’m allowed to ask this - moderators - feel free to remove if inappropriate If you have several properties obviously you can...
If you plan on setting up a company and becoming its director this can have an impact with loans. Lenders will want to see the financials of every...
The amount of debt secured against a property has no bearing on capital gains tax (CGT). The amount of money borrowed to acquire a property also...
Just reading an article published in the Financial Review indicating that the government is scrapping the Responsible Lending laws that has seen...
Hello all, word is that people who have withdrawn their early access super through the covid period at some point are not eligible for loans at...
Loan Tip: Borrowing to Buy a Property without Mortgaging it It can be possible to borrow to buy a property without actually mortgaging the...
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