Hi All, I have been having a discussion/debate with some people about banks assessing both servicing and LVRs of existing lending. They believe...
Hi Requiring funding for a 4 townhouse development (hold, not wanting to presale) - only require funding for 1/2 of development, in effect 2...
Post 1st July the information is a lot easier for banks to get, Does every dollar in credit limit affect borrowing limit by $3 (I assume this due...
I'm in a situation where the Big 4 bank rate for investment lending is similar to a global bank offering and I'm considering the likelihood of...
Hi all, Just intersted how any forum members are setting up loans for small developments (via company,trust etc) Im just trying to understand a...
I was retrenched, and the money paid to me I have placed in offset account. The effect is that the amount “owing” on the ip is negligible, and so...
I have a loan of around 24k which is an equity loan from my PPOR to avoid crossing my loans for the main portion of the investment property loan...
Hi All, Im thinking about transferring my Interest only loan into a principle and interest loan to take advantage of the lower interest rate. All...
HI All, It's been a long time since I posted and boy has a lot happened! So we have sold nearly all our properties, hubby has had a heart attack...
Guys, I'm looking for advice on my first investment loan. Recently, I put an offer $405 000 for a property in Harrisdale,WA subject to finance...
A 71-year-old nurse was given $3 million in loans. How? I'm all for having criteria to protect people from being preyed upon by unscrupulous...
Hi everyone, I am just trying to wrap my head around the different tiers of lenders and the pros and cons of a 1st tier vs 3rd tier, etc. Would...
I met with a finance broker yesterday and he said that in order for him to put through a loan for a new client, he must meet with them...
Hey all. Are there any tax and accounting implications for loans from an overseas company? Has anybody here been down this road? A friend of mine...
Hi Guys, Firstly, apologies this is not property related but I value your advice! :) She has about 14k in a personal loan (Paying 14% interest...
Hi folks, I'm an Australian Citizen living in the U.S. (non-resident of Australia for taxation purposes) and already have two IPs with loans...
I have been thinking recently about my own goals moving forward with property investing, I believe the majority of your success through property...
Has anyone used Hume Bank before? It's our lowest rate ever - at just 3.49% (for a strictly limited time only) Rate looks very competitive.
"Up to a third of borrowers with interest-only loans may not realise they have them, UBS has warned in a stunning finding from its survey of...
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