I recently lent some money to a company in which I am a director. Loan will be repaid by the company back to me on a monthly basis over 30 years,...
Hi all, After some feedback on my strategy. Particularly from those who have done something similar. Here are the details: Current PPOR loan:...
I applied for a loan for my next investment property purchase but was knocked back due to serviceability issues. Subsequently, I saw a lender...
Confidence in housing is low & prices are falling in Australia’s two major capitals. Some are beginning to question whether we are at the...
Hi All, I have been having a discussion/debate with some people about banks assessing both servicing and LVRs of existing lending. They believe...
Hi Requiring funding for a 4 townhouse development (hold, not wanting to presale) - only require funding for 1/2 of development, in effect 2...
Hi everyone, I recently posted in Where to Buy about our plans to buy a second property but thought I’d be more financial specific here too to...
My broker advised me to keep all of my loans with one lender as they apparently calculate serviceability at a lower rate. Theory I've read is to...
Post 1st July the information is a lot easier for banks to get, Does every dollar in credit limit affect borrowing limit by $3 (I assume this due...
I'm in a situation where the Big 4 bank rate for investment lending is similar to a global bank offering and I'm considering the likelihood of...
Hi all, Just intersted how any forum members are setting up loans for small developments (via company,trust etc) Im just trying to understand a...
I was retrenched, and the money paid to me I have placed in offset account. The effect is that the amount “owing” on the ip is negligible, and so...
I have a loan of around 24k which is an equity loan from my PPOR to avoid crossing my loans for the main portion of the investment property loan...
Hi All, Im thinking about transferring my Interest only loan into a principle and interest loan to take advantage of the lower interest rate. All...
HI All, It's been a long time since I posted and boy has a lot happened! So we have sold nearly all our properties, hubby has had a heart attack...
Guys, I'm looking for advice on my first investment loan. Recently, I put an offer $405 000 for a property in Harrisdale,WA subject to finance...
A 71-year-old nurse was given $3 million in loans. How? I'm all for having criteria to protect people from being preyed upon by unscrupulous...
Hi everyone, I am just trying to wrap my head around the different tiers of lenders and the pros and cons of a 1st tier vs 3rd tier, etc. Would...
I met with a finance broker yesterday and he said that in order for him to put through a loan for a new client, he must meet with them...
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