what types of questions will brokers ask and what info do I need to prepare before seeing one. what should i provide to make their life easier...
Hi everyone! Just a quick question. I am hoping to buy some land through my family trust to build on and rent out. I do not plan on keeping the...
Hi all. Just wondering what people do once their three year IO terms are up. Do you negotiate with the lender again, refinance or just let it roll...
just noticed my loan on my IP's have gone up to 5.10% with Commbank Can i change loan places without a fee ? Im sure if i shopped around i...
Hi all, I currently have a $400k mortgage on a Sydney apartment at a ~55% LVR (property value $750k) that is an investment property and currently...
Hi Scenario - building a 4 townhouse development, - 50% self funded - plan to hold all properties on completion seeking to borrow possibly...
Hi All :) Loan for construction and refinance of land combined just went unconditional with Westpac :) YAY! I had a question RE paying our...
Hi All, I am a couple investment that are 50% owned with another party. I am current going for a loan for another investment however the...
Interesting situation $500k loan balance, $900k valuation, $3200 per month mortgage repayment , 5.79% fixed interest rate Negatively geared...
Hi all, Here is our situation: [ATTACH] We are in our consolidation phase. This portfolio costs us 60 pw to hold. We think NAB and Liberty...
Good Evening Folks, Sharing this as it may help some. I am currently attempting to source a loan for an IP; two separate mortgage brokers...
Hi guys. So i went into buying a house with a mate. Reasons being he needed me as a solid proof of income (he was self employed cashy) and I...
Wondering what the chances are as we are currently selling a property, Situation Contract unconditional 1/12/16 Completion date on contract...
Hi I'm considering fixing all my three NAB loans given variable interest rate rises ... I have two IP loans laying P and I at the moment and a...
Loans and Mortgages are not the same thing! A loan occurs when someone lends money to someone else. It is a debt. A mortgage is a form of...
After we sell our house we'll have a load of cash in the bank to use as a deposit for a new house. Just a background, I only own 1 house to live...
Hi All, I need some help moving forward as currently feeling stuck due to a mistake I did 3 year ago. My situation is as follows. PPOR - Purchased...
Newcomer question number #17: How do interest only loans work? - I understand that you only pay interest. This means you have more disposable...
Hi fellow investors, Very long time lurking... first time posting. I am hoping one of the many great mortgage brokers who are active on PC can...
I can't seem to get my head around this. If I owe X against a PPOR worth Y how do I work out my borrowing power? ie how much could I consider...
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