Given COVID and impact of economy, what will the impact be for property investors to get loans? Interest rates are low, but compared to say 12...
I want to buy 1-2 IPs in the new few years. What I need to know is, can anyone - any bank - give me a loan if I have cash of the same value. IE...
Would anyone like to share why there has been many refinance cash bonuses from the FI but not many cash bonuses for brand new home loans? is it...
Borrowers rarely read their contracts with lenders, but generally there will be clauses which allow a lender to combine accounts – savings and/or...
will lending be harder or easier? what are peoples thoughts on the market? will valuations be up or down? banks or private? what are the best...
As the lockdown and pandemic drags on, the impact on most of us as investment property owners will also deepen. In our situation, we have a tenant...
Just having a look at the Saint's web site as we've a Variable interest rate loan with them that needs a better rate than what they currently have...
Hi, I currently have a $660K PPOR loan with WBC package (1.5 discount) approx 50% LVR and am looking into borrowing some of the equity (<80%) for...
As Global Depression is being talked about, if property values fall a lot, eg 50% or more, how likely is it for banks to call in loans, eg at...
Can someone explain the pluses and negatives of having a margin on top of the Bank Bill rate for commercial loans ? Borrowings $20m +
I have found reading these loan tips from Terry really helpful to me recently, so I thought to post them in list format in a single thread so...
Hi I have 2 investment property purchased with a 30 year Line of Credits with 2 different lenders and also one with a variable interest only loan...
Hi, I bought a property when I was in my mid 20's and a few years later I started a business. On advice from my accountant I've set up a Trust...
Hi everyone, Just thought I would as what people think of the portfolio loan structures? I have heard some banks offer these where you can apply...
Hi there, Anyone have any knowledge on the current offset accounts getting around at the moment? A quick google search suggest there are a few...
What happens if a parent has let an adult child use their home as security for the child’s loan and then mum dies? The guarantee would have...
I'm looking at a refinancing and PPOR purchase that will have all the loans with one bank (Macquarie). This will leave me with 3 loans with them...
Hi all, I recently got an offer from Mortgage House of 2.99% for my investment properties and I can choose whether to have my loans as 2 years or...
Hi Just wondering if someone's income is below HELP threshold, do banks still factor it in to serviceability calculations as a debt, like they do...
hello all As I plan to refinance my existing loan to St george and apply for a new purchase is that good to have two separate loans with one...
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