Where a property is held by a trustee of a trust and there is a mortgage over the property to secure a loan any change in the legal ownership will...
Hi, I own IP which is a 36sqm one bedroom unit. Currently have an investment loan with Comm bank paying 3.31% interest with a P & I loan. Due to...
Hi all, I have a purely fictitious example that I would love to get some thought on from the many experts on this forum. Nothing discussed here...
Hi all. Looking to see if there is anyway forward in my current situation. PAYG working f/t approx 122k, not including super. Very secure job but...
Currently own 2 houses. Live in one the other is returning 740 per week, current loans are 200k owner occupier 600k investment. Have approximately...
Hey all, If I'm remembering correctly, a while back I saw on Investor Prime Real Estate Youtube video mentions of 40 year loans as a way to...
Hello Propertychatters I have a heathy/unhealthy paranoia of banks so wanted to sense check a couple of things with the broader group I am...
When buying off the plan there is no set settlement date as it is unknown when the project will be completed. The contracts will generally make...
I meet the requirements on the quick borrowing power calculators the banks have on their websites, but i failed the more detailed macquarie bank...
When a borrower can’t pay their loan, under residential finance the lender will be able to take possession of the property used as security for...
Hi Team, I'm refinancing my PPOR and getting another 50k in the process. I buy shares on a regular basis and may want to pay down my car debt...
I am coming up to the end of my first year of operation as a private company where I am the sole director/shareholder. My question is, when can my...
Hi, Inviting thoughts on whether there is still value in getting an OO interest-only loan for a property that I intend to convert to an IP in...
Guys, any of the second tiers expensing only half debt for joint borrowing. I haven't done one in quite a while. Cheers
Hi all Just wondering if anyone here has moved into an IP and then refinanced it from an investment loan to an OO loan. We may be moving into one...
I thought I’d share some of the honest issues that have come from taking a deferred loan payment holiday this year. Which I now regret, however...
If you get a loan with a bad credit lender like pepper and have a bankruptcy discharged no longer on credit file how hard will it be to re-finance...
Hey all, What are the best cash backs per property that us investors are seeing or brokers are getting for their clients at the moment? I feel...
Is it possible to convert an existing IP loan to PPOR and get the rates offered on PPOR P+I? Was an IP previously but have moved into the property...
Hello I've read this forum for ages and have learnt a lot. Thank you! I have a PPoR and an IP. I owe money against both. A while ago, I...
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