Check out this Victorian HomeBuyer Fund Victorian Homebuyer Fund If you have a 5% deposit, the Victorian Government will contribute up to 25% of...
For an IP loan, are there some lenders that allow a purchase in one name (wife), but with 2 people on the loan contract (husband and wife) - ie....
Hello all.. im borrowing up to 95% loan and im torn between a higher rate that is fixed or a lower rate that is variable. Currently westpac offer...
Hi All, I'm hoping to make a property purchase under my existing Trust (which is currently 10 months old). I've also heard that age of the Trust...
Are you aware of what your maximum borrowing limit will be with the various lenders? If you reach the limit with a lender, what's plan B?
Hi, we are in the process of buying an investment property for cash. Would like to get a loan, but not enough time. Is it possible getting a loan...
Hi team just wondering what are the pro’s and con’s on using equity first before savings or vice versa. Currently have 250k in an offset reducing...
Hi all, I took out a loan (with CUA) using the equity in my PPOR to purchase an IP several years back. The balance of the IP purchase was taken...
Hi, I'm wondering if I capitalise LMI on my owner occupier property and then turn it into an investment loan in 12 months, would the subsequent...
Hi, Just wondering if someone here can give advice on how to get a loan for an IP unit/apartment in Queensland for $470k. Able to spend $100k or...
Hi all, Have you ever had an Instance where a loan is approved formally with conditions at settlement , where the client has met those...
Hi all, I have a random question I have always wondered about. Assume you got approval for a construction loan today with Bank X. In a month you...
Hi, My salary is going up and I have signed a new work contract which begins 7th of Feb. Settlement for new home will be around 10th March....
Sorry for the simple question but I couldn’t find an answer to this and would call the bank but it’s the weekend. My P&I loan fixed term is...
Hi everyone, Newbie to the forum, although an avid reader for many years. We currently have a PP investment home loan with AMP, which is at...
Hi, Just seeking some advice on structure and what I should do for better tax outcomes etc. The place i'm in the process of buying is for an...
A friend of mine is a casual worker and she is trying to get a loan from Westpac for her first property. The loan still has not been granted 40...
Hi all, I need a little help deciding what loan to get for my first investment property and it would be great to hear your opinions. I'm looking...
Hi Has anyone had experience with NAB and bridging loans? Do they assess serviceability according to peak or end debt? Also my existing loan is...
I intend to buy an investment property. I understand it’s possible to use the value of my PPOR as collateral on another loan, provided I fulfill...
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