Best loan set up for this situation? Currently renting, 2 IPs, one paid off, the other almost paid off. A few years from retirement and wanting...
How do lenders treat casual employee's income if there is a significant change in working arrangement? Say for example a borrower's 2022 FY...
Hi, I would appreciate some advice re the following: 1) My strata IP unit has an allocated car space on common property (as with other units in...
I have a colleague with a sick/possibly terminally ill partner. They have purchased land which will title suit and they are building. They have a...
Hi all, long time lurker and first time poster. My wife and I are looking at buying a house to live in. We currently live with my parents whilst...
Dear All we are trying to do a 3 townhouse development in Melbourne - which tier 1 bank is good? What rates are they offering at the moment?...
Hi all, I will give a bit of context. I am currently tied down with one construction loan and another home loan which I will do a duplex on soon....
I am a sole trader business. If I change into company pty ltd business entity and use a part of company income to pay to myself as sole director,...
Hi Everyone, What are current experiences around loan pre-approval and un-conditional loan approval times in NSW? For example, for one of big 4...
I stumbled on this "Future Rent" product that allows you to get your rent prepaid...this is very interesting for someone like me with no loan...
Hi all, Appreciate any thoughts/experiences with residential property that has commercial zoning. Are there any key considerations with regards...
How do you get rid of a guarantor loan with ANZ? Do they accept an increased in valuation so LVR is under 80% or will servicing need to be met as...
Hi everyone, just a general Q for today. I have a client who received advice from a mortgage broker that she can directly rent her property to a...
I'm looking at purchasing an investment property under ABN Company (GST Registered) of which i am the sole director. The company has been...
Hi all, just a general Q for today. Do all lenders mandate a prospective borrower to be renting out their property and generating income for a...
Hi All, I am considering to create a company where I will be the director, and in which I will use to provide my service. Based on my research,...
Which lenders are okay with PAYG for primary applicant, while 2nd applicant (spouse) is on home duties (1 dependent)? i.e. Only one applicant can...
Hey guys I have a block of land that was due to settle in May but this won't happen untill August / September. I have decided to build on it as...
My parents are looking to downsize. Unfortunately their existing home while bigger, due to location will not sell for the price they need to buy a...
Hi everyone, just keen to get people's thoughts and issues to consider surrounding applying for a new loan after receiving unconditional offer...
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