Do lenders generally avoid residential property borrowers who have ATO payment plan / have previously arranged an ATO payment plan? Interested...
Hi all, For financing, wondering if generally banks have any special minimum requirement for security/deposit in a situation where land has been...
If a couple take out a loan where one is a citizen, the other is a temporary resident on a partner visa. Both working and earning roughly the same...
Hi! This is my first post. I've been reading some great advices here related to buying/selling property, and now approaching the experts in this...
Hi all, I have a conundrum - I have three properties all cross collateralised. Yes, I know it’s messy. I am selling my ppor which holds almost...
Hi all I am a director of a small company which is currently breaking even and has about $2M debt secured against $3.5M assets. The most recent...
Under these conditions: - P&I, Investor (residential) loan. - <70% LVR. - <$1M loan balance. - >$1M portfolio value. - 30yr loan term Which...
Talked to a mortgage broker today about buying an investment property (first home). Income: 91k pa before tax My current rent per week for place...
Hi All, Just looking for some feedback re my current situation. Bankwest loan to build four townhouses which are currently mid way through...
I am trying to get best possible rate for PPOR + IP. PPOR (<300k) managed to get St George to drop their rates as follows: Variable P&I rates...
Hi, I am first home buyer grossing $220K Including Bonuses + super + shares etc. Currently I am targeting house in Western suburb for around...
I have setup multiple splits in PPOR loan for debt recycling purpose. The loan has myself and wife as co-borrowers. Recently, I have setup a...
Is it possible to release equity from a property that has been completely paid?
Would it be more benefical to pay off my mortgage and then use equity as a down payment on an IP, or redraw the money on my mortgage to buy an IP?...
Hi there! I know your time is important, so here’s what I am about… - Helping you find a loan with suitable terms and features without charging...
Interesting conversation with a new customer who contacted me that his existing lender refused consent to produce titles for subdivision as he...
Hello, we currently own PPOR with no mortgage (valued at $850k). Hoping to buy a new PPOR for around $1.4m. Our preference is to buy first and...
Hi everyone, We are looking to purchase a PPOR and currently have 20% deposit for loan available but we are short $20k on stamp duty costs. We...
Hi all, looking to upgrade to a new PPOR. How would you handle a situation where there is high cash (>50% of new PPOR price) but lower...
I'm currently speaking with brokers and banks about guarantor loans and wanting to get some advice on the best type of structure and how I would...
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