Hi, I am approaching end of the build. My final invoice will be given to me soon to pay. Some context before I ask my question. 1. My builder...
Do the lenders' security swapping policies allow for swapping an IP with a PPOR? e.g. Someone sells a PPOR for $1M and then buys an IP for $1M...
Just got a payrise, and wondering how long before I banks will provide loan based on new income?
Hi everyone, I have an IP in Adelaide which I plan to develop one day and the two houses next door have just been listed on RE.com for $1.1m...
Hi All Can I please ask a silly question? if I have got a vacant land (no debt), can I release equity with CBA & Westpac (big 4 banks) to buy...
Hi fellow PCians, I am currently an O/O who bought at the market peak in late 2021. :( $630k PPOR + $40k spent on bathroom/toilet reno and...
Hi, First time post, I have my own property, fully paid.60 years old, still working full time. Investment property, $800pm for $101000 loan since...
Feeling the pinch and needing to get a refinance for a better rate and cashbacks on offer. The deal is for cashback per property so I’m looking to...
We are looking at refinancing investment interest only loans and the offer includes $4k cashback per loan. In the past when we have been paid...
I have a simple question/sanity check. If I want to buy a commercial property, using equity in my two homes as the deposit via a business equity...
Hi PCers, Is it possible to get a commercial loan for a small block of apartments to be used solely for airbnb? This would be under a company or...
Our body corporate may need to borrow some funds to fix some issues. The quotes we've got so far are 10.8% and 11.88%. (unsecured)....
Is there a lender that takes a unitblock with 9 individually titled units as a residential loan or is anything above 3 dwellings considered...
Hi all, Partner and I are looking to buy our first home in the upcoming months. We have engaged with a broker and after some discussion, we were...
Hi all, seeking some direction to have my loan approved for a small suburban development. I have an IP in Western Sydney. Doing a 1 into 2...
Hello there, I'm new to the forum and I'd like you guys clear my mind a bit. I've been browsing around different borrowing capacity calculators...
I'm refinancing a split loan from Bank A to Bank B. Both splits have been used for debt recycling purposes from day 0. Loan 1 is 50k with 10k...
Hi all, Brainstorming my options for my 4th IP. Seems like I'm at the stage where I'm running out of options and have to resort to Pepper or...
Hi All We are looking to finance a house and land build - total loan $600,000 We currently own a house - Outstanding loan $360,000, Value...
Do lenders generally avoid residential property borrowers who have ATO payment plan / have previously arranged an ATO payment plan? Interested...
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