This is completely hypothetical and let's hope it will never happen. What happens if a bank shuts down, you still have a home loan debt with them...
In the process of refinancing the PPOR to NAB to release equity after a major renovation ($100k increase in value based on bank val). The current...
sorry basic finance question here. So in general banks loan up to 80% of property whilst avoiding LMI. I keep reading strategy of loaning '105%',...
Is a personal loan (ie one without security or collateral) possible to use for buying an investment property . If it is, the fact that its a...
Hi everyone, I'm a long time reader and fan - this is my first post to this awesome forum. I wanted to get a gauge of when is the right to fix...
Hi Everyone We bought our first investment property last year in West Footscray for $690k, did a cheap renovation and it has been revalued at...
Hi Everyone, I am looking for my first IP and here is my situation: -One PPOR with 530 debt ( I have not done valuation recently but it worth...
Hello all. I'm about to take out a homeloan with my partner for a property we secured at an auction last week. I currently already have ppor loan...
If you had a loan and it was completely offsetted, you probably won't want to pay it off just yet as it gives you more cash to play with and if in...
Hi, After some advice we have just bought an investment property for $490,000. We are considering moving out our PPOR and residing in it for a...
Hi Everyone, New member but long time reader. I found this forum very useful. I want to buy an investment property in Melbourne in next few...
Hi all, Maybe someone can help me get my head around this - but I am a little confused around my equity. Currently, we have a property in...
Hey guys, I forgot to ask my broker and now I'm panicking a bit as I already started the purchasing process. Is there a minimum amount of cash I...
Hi, We are buying a new investment property and are after some advice into best structuring of the loan. We have been given 2 options by CBA. At...
How does a P&I loan with redraw work if the extra funds deposited into the redraw has no impact on the repayment amount? Wouldnt the extra...
hi guys. Saw a property in north west of Melbourne which has a house currently but a planning permit for 5 townies. Site is 721 Sqm. Given your...
Does anyone know which bank allows foreigner (without Permanent Residence Visa) to get housing loans in Melbourne?
Hi guys Does Citibank deal with brokers? I have heard they may do 85 per cent no lmi or is there a catch? Any alternatives? Income not a...
Hi, To give you a brief run-down of my current situation; - 25 years old - have recently purchased house & land package (PPOR), which is...
Hi everyone, I've just had my offer accepted on my 1st investment property and its now time to sort out the finer details of my finance. I have...
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