To all the brokers out there that can help me. My partner and I purchased an OTP apartment 2/2/1 in Sydney for 600k~. The 10% deposit has been...
*This post is a bit of a long one - but I get asked this one a lot so thought I'd rather explain it all in one place. Should I buy a Principal...
I take out loan A to purchase income producing assets. The interest on loan A is tax deductible. I take out loan B to pay off loan A. Is the...
Hi. My parents have a LOC loan in their name that I could use to fund part of my development. I can repay them after the build has finished and...
Hi guys.. need some prettt urgen advice if anyone has experienced a similar situation .. I currently have 1 investment property that is needing...
Hi all, I've got an offer from two of my banks to switch to P&I on my investment loans. The discount between what I'll be paying on IO vis P&I is...
Call me nuts, call me crazy. I reckon I should be paying lower rates than these: IP#1 @5.65% WESTPAC IP#2 @ 5.37% NMC IP#3 @ 4.86% NMC IO TERM...
Hi A friend of mine is unemployed at the moment but she has $42000 rental income. The property does not have debt. Which bank she can use to get...
Hi I seen some land that i would like to buy now which will have titles come out in November and i would like to start a build on it soon after....
I need to get pre-approval for a property using LVR 80%. I need to show fund to complete to get the loan. How does the bank calculate it? Use the...
If pre-approval is granted and I bought a property within 3 months, do I need to submit the latest new documents for formal approval or the...
A friend just submitted a CBA loan pre-approval application through a broker. The application has not been picked up by the bank. She has changed...
I understand that IO provides flexibility on cashflow and allows more money to put towards PPOR. What if PPOR has been paid off, and cashflow is...
I'm struggling to work out which way to go. Please help! Stick with IO or switch to PI. Is there a clear winner? $400,000 loan 5.1% IO or 4.6%...
Hi everyone, I'm in a quite a difficult situation now, hoping to get some advice from you. I have signed a contract and paid 10% deposit. I got...
I was just hoping for some advice on getting a loan with a new full time job (2 weeks). Any idea which bank would be best to apply with? Thanks...
Any Experience with Suncorp bank home loans? Do they have relatively stable terms and conditions? Good customer support? Thanks in advance
well, This is the world we live in these days. Lowest rate investor loans are for those fixing for 2 years and up and paying P&I - 3.88%....
I'm new to the forum and I have a question. I'm unable to see my accountant for a fortnight as he is away so I thought I would seek some ideas in...
can someone tell me how this works I want to sell a property but not discharge loan, use another security/property similar value which I will be...
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