Hi, has anyone worked out what is the better strategy regarding type of loans and how a lender and ATO will look at things? I have a PPOR with...
In August 2020, new loan commitments (seasonally adjusted): rose 12.6% for housing [ATTACH]
Hey Team, I am looking to purchase my PPOR and just running through the numbers but not sure if i am doing this correctly? 1. Purchase PPOR...
Hi I am currently looking to buy a house. My parents are willing to lend me the full amount. My question is will a bank loan me the money down...
Hi, I'm wondering is there a quicker way to pay down a fixed rate mortgage? I have already contributed the max $5k that ANZ allows but could I...
I'm currently looking to buy and in the process of getting the finance sorted out. MB has asked me for any preferred lender and quick look around...
Hi mortgage experts, I was wondering whether someone could shed some light on the ability to “reclaim” LMI. We purchased a property earlier in...
Pulling some equity and so looking for your wise advices. So much thanks in advance Loan A - property 1: P&I OO Loan B - property 1: P&I OO...
Hello, Hoping I can get thoughts on the below - the fundamental question i'd like an answer to is "can I get a top-up on a loan that has 90%...
Hi everyone, I am about to purchase a housing accommodation in Brisbane inner city. Short term, long term tenants, daily to annual. With...
Hi, Just would like some advice. I have a positively geared property in Western Sydney. I have just fixed my loan 3 months ago. Still have...
Hi everyone, I have 6 townhouses under construction and I am applying for a new loan. So, banks want to take my construction loans as...
I am looking at buying a house with my sister, I am entitled to the first home buyers grant and stamp duty savings as she has already used hers....
Hi All I was having a conversation with someone who suggested that higher yielding properties could in fact be better for leveraging into more...
I have around 2 weeks to go till settlement and I’m having issues with Westpac, so thinking of other banks. Ive spoken to other banks their...
Hi All, Just looking at a property for knock down rebuild. Haven't put offer yet. Thought it is wise to check in this forum from loan...
Quick question, if I were to refinance a loan for a vacant lot and apply for construction, would I need to show 5% genuine savings for the whole...
Hi all Thanks for the great resource that is this site, appreciate it. Working on a property purchase for the first home of my partner and I. I...
If I am looking a buying a PPOR, and intend on renting out the rooms, Q1) will banks give me the OO rate or the IP rate? Q2) Would lenders take...
Here is my question: 1. How can I borrow to build a granny flat without an appraisal on my property. I'm currently renovating, I hope to be done...
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