Hi guys, Just wondering if I paid cash for an investment property first and than took out a loan afterwards due to tight settlement deadline....
I'm going to buy a house this year and was wondering if any mortgage brokers could chime in with any tips on what lenders are potentially looking...
Hi all, I read a lot about rate creep. Do the banks do this by modify your discounts? My loan is with the NAB(split) P&I ppor taken out in...
Hello All, My Wife and I are in the process of buying a new PPOR. Our current situation is; Current PPOR (will be converted to IP) - Valued at...
I'm looking at refinancing with Tic Toc home loans once my fix period ends. Their rates are very attractive and process seems what you expect in...
My friend has only her super (not enough) but no home. She turned 63 today. She has some part time work editing and some pt academic work. She...
A question for all the brokers. Under what circumstances might a bank call in a loan for a residential property? Theoretically and realistically....
Hi all, If an SMSF residential loan defaults, can the lender of the SMSF loan claim assets outside the SMSF to recoup losses at all? Or are they...
Hi All, We have one of our fixed investment loans coming out of current fixed term in a couple of weeks. Most likely to go to P&I. Has anybody...
I wonder if anyone has any experience or advice in this kind of situation. We have 6 investment properties with NAB. Our situation is changing and...
I am looking to purchase my first IP and with current rates keep going back and forth between variable and fixed options for a principal and...
I'll try to make this as brief as possible. I talked to my bank and they said they could get me a lower rate on my loan as well as approval to...
is this for real? Westpac is ditching risky property investors, giving them a month to find a new lender As in, can bank suddenly come and tell...
Banks give them a month to find new lender They now want to pass the bucks on risky borrowers Westpac plans to 'dump' risky property investors as...
Hey, Going back to a previous post. Looking at purchasing my dads place at 50% of market value. Approximate value $800k, remaining loan $350k. I...
We sold our house recently with only few hundred dollars left owing on mortgage to anz. Now the solicitor sent me a discharge form from anz to...
Hi, My property is currently on the market and has roughly $80,000 of usable equity in it. Is it possible to go down the equity loan path...
Hello ladies and gentlemen searching for recommendations and feedback please in regards to setting up a new loan for my new PPOR. Question is do...
Hello everyone, I have been lurking on the forum for some time now and have now decided to post and seek your valued advice. For some context:...
Hello I've always been a PI loan guy as I like building equity....it's a way of forced savings for me (not as disciplined as many others here)...
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