Hi I seen some land that i would like to buy now which will have titles come out in November and i would like to start a build on it soon after....
I need to get pre-approval for a property using LVR 80%. I need to show fund to complete to get the loan. How does the bank calculate it? Use the...
If pre-approval is granted and I bought a property within 3 months, do I need to submit the latest new documents for formal approval or the...
A friend just submitted a CBA loan pre-approval application through a broker. The application has not been picked up by the bank. She has changed...
I understand that IO provides flexibility on cashflow and allows more money to put towards PPOR. What if PPOR has been paid off, and cashflow is...
I'm struggling to work out which way to go. Please help! Stick with IO or switch to PI. Is there a clear winner? $400,000 loan 5.1% IO or 4.6%...
Hi everyone, I'm in a quite a difficult situation now, hoping to get some advice from you. I have signed a contract and paid 10% deposit. I got...
I was just hoping for some advice on getting a loan with a new full time job (2 weeks). Any idea which bank would be best to apply with? Thanks...
Any Experience with Suncorp bank home loans? Do they have relatively stable terms and conditions? Good customer support? Thanks in advance
well, This is the world we live in these days. Lowest rate investor loans are for those fixing for 2 years and up and paying P&I - 3.88%....
I'm new to the forum and I have a question. I'm unable to see my accountant for a fortnight as he is away so I thought I would seek some ideas in...
can someone tell me how this works I want to sell a property but not discharge loan, use another security/property similar value which I will be...
This is completely hypothetical and let's hope it will never happen. What happens if a bank shuts down, you still have a home loan debt with them...
In the process of refinancing the PPOR to NAB to release equity after a major renovation ($100k increase in value based on bank val). The current...
sorry basic finance question here. So in general banks loan up to 80% of property whilst avoiding LMI. I keep reading strategy of loaning '105%',...
Is a personal loan (ie one without security or collateral) possible to use for buying an investment property . If it is, the fact that its a...
Hi everyone, I'm a long time reader and fan - this is my first post to this awesome forum. I wanted to get a gauge of when is the right to fix...
Hi Everyone We bought our first investment property last year in West Footscray for $690k, did a cheap renovation and it has been revalued at...
Hi Everyone, I am looking for my first IP and here is my situation: -One PPOR with 530 debt ( I have not done valuation recently but it worth...
Hello all. I'm about to take out a homeloan with my partner for a property we secured at an auction last week. I currently already have ppor loan...
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