Hi everyone, just a general Q for today. I have a client who received advice from a mortgage broker that she can directly rent her property to a...
I'm looking at purchasing an investment property under ABN Company (GST Registered) of which i am the sole director. The company has been...
Hi all, just a general Q for today. Do all lenders mandate a prospective borrower to be renting out their property and generating income for a...
Hi All, I am considering to create a company where I will be the director, and in which I will use to provide my service. Based on my research,...
Which lenders are okay with PAYG for primary applicant, while 2nd applicant (spouse) is on home duties (1 dependent)? i.e. Only one applicant can...
Hey guys I have a block of land that was due to settle in May but this won't happen untill August / September. I have decided to build on it as...
My parents are looking to downsize. Unfortunately their existing home while bigger, due to location will not sell for the price they need to buy a...
Hi everyone, just keen to get people's thoughts and issues to consider surrounding applying for a new loan after receiving unconditional offer...
Hi All, We recently signed sales contract both in our names. The property will be positive geared. I am planning the ownership as tenancy in...
Check out this Victorian HomeBuyer Fund Victorian Homebuyer Fund If you have a 5% deposit, the Victorian Government will contribute up to 25% of...
For an IP loan, are there some lenders that allow a purchase in one name (wife), but with 2 people on the loan contract (husband and wife) - ie....
Hello all.. im borrowing up to 95% loan and im torn between a higher rate that is fixed or a lower rate that is variable. Currently westpac offer...
Hi All, I'm hoping to make a property purchase under my existing Trust (which is currently 10 months old). I've also heard that age of the Trust...
Are you aware of what your maximum borrowing limit will be with the various lenders? If you reach the limit with a lender, what's plan B?
Hi, we are in the process of buying an investment property for cash. Would like to get a loan, but not enough time. Is it possible getting a loan...
Hi team just wondering what are the pro’s and con’s on using equity first before savings or vice versa. Currently have 250k in an offset reducing...
Hi all, I took out a loan (with CUA) using the equity in my PPOR to purchase an IP several years back. The balance of the IP purchase was taken...
Hi, I'm wondering if I capitalise LMI on my owner occupier property and then turn it into an investment loan in 12 months, would the subsequent...
Hi, Just wondering if someone here can give advice on how to get a loan for an IP unit/apartment in Queensland for $470k. Able to spend $100k or...
Hi all, Have you ever had an Instance where a loan is approved formally with conditions at settlement , where the client has met those...
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