Hi all Thanks for the great resource that is this site, appreciate it. Working on a property purchase for the first home of my partner and I. I...
If I am looking a buying a PPOR, and intend on renting out the rooms, Q1) will banks give me the OO rate or the IP rate? Q2) Would lenders take...
Here is my question: 1. How can I borrow to build a granny flat without an appraisal on my property. I'm currently renovating, I hope to be done...
So I have a PPOR with the loan split into 5 parts. Some of these are small 50k splits I had set up to use for granny flats initially on some IP's...
I'm mildly interested in an apartment as a PPOR that is up for auction in about 4 weeks. The REA guide price indicates they are looking for Feb 20...
Can I use my equity ~$50,000 to buy another property and then sell the existing property?
Hello all, Situation: De-facto relationship for 5 years. Her: owns property in own name. Has a private mortgage with parents (they are not on...
Hi all, Just after considerations from wiser heads here about what you would do in my situation or if there are things I am missing. I'll be...
A-REIT statement shows consistent monthly income distributions. I am wondering if the lender count this in serviceability calculation.
I spoke to a bank today to ask about re-categorising a loan from investment to owner occupier. It's a mixed-purpose loan, predominantly for...
Hi All, I've been reading some of Terry's tax tips but I find myself in a slightly different situation to most. I have sought advice from...
Many investors have a lot of IP equity but poor cash flow/serviceability to add more IP into the portfolio. What do you think about using IP...
Hi all, it has been a while since I have been on the forum. I have found a property of interest to me and am thinking of buying in conjunction...
Hi I have an IP variable loan with CBA and think about fix it for 3 years with lower interest rate. However, I am planning to sell the IP and...
Hi I'm new to property and just signed a contract if sale in Feb for my first apartment a about week before the Covid 19 Madness hit. CBA home...
I have found a land with single house which has DA for demolish and build 3 townhouse. As my goal is to sell after build, which loan is most...
Hi all, I know there has been a lot of talk about if fixing loans is worthwhile with all the banks having very low fixed deals at this time so I...
Hi folks I was looking to fix a portion of my account (can't resist 2.29% rate!) and have the other portion on a variable rate. I was then told...
We're going to progressively see lenders coming out with policy changes around not just the industry of employment (e.g. tourism, hospitality,...
Hi everyone. I am really hoping to get a little direction from the experts here. My wife and I are in a position now to start our property...
Separate names with a comma.
