Hi all, I'm not sure if I'm making a stupid decision or a smart one. I'm considering using the money I have parked away for Tax come end of FY to...
Scenario In 2010 purchased an investment property with 2 brothers (1/3rd each) The loan on the property is now fully paid off and for now we are...
Hi all! Hope you're all well! Had a few questions I was hoping to get some help with if possible. 1. Are brokers good? I was thinking of going...
Hi everyone! Long-time lurker, first-time poster here. My partner and I (both 33, no kids) are looking to purchase our first home in Melbourne....
So I've been thinking about consolidating the 2 loans (IP and Home) for the below reasons. To make it easier for repayments, since we'll be...
Hi all, I was thinking about putting in place a a reasonable amount of funds to my offset account for a loan, but wanted to consider exactly how...
What’s the highest available? 90% seems to be about the highest I can find. Looking to reduce my upfront capital expenses. I know in the past...
Anyone aware of better rates (fixed or variable, P&I) we can get for refinance on portfolio with low LVR? Best we've been offered is 2.44% with...
Hi all, Looking to purchase a SDA house and land package in QLD. Expecting around $7-800k purchase price. Before I pester my broker, does anyone...
I am appointor, trustee and beneficiary of a discretionary testamentary trust account which has cash in the trust bank account that was a partial...
I am a bit confused and Need some advice here !! so i want to go with a certain financial institute (not a bank) they also source the funds from...
After the novice mistake of thinking that deductibility is linked to secured property instead of loan purpose, is there any way to salvage the...
Hi all, My brother and I are looking to buy a first home together. And wondering what our chances of getting a loan at the moment would be? We...
Hi all, First time posting here but long time fan. Looking for some advice around getting a loan to buy a house which is need of some...
Hi, all. My PPOR loan rate is currently 2.76% with Suncorp and they start to offer 1.8x% P&I Fixed rate this week. I would like to fix it for a...
IP1 : 150k loan, 250k valuation IP2 : 390k loan, 450k val ^(Cross-collateralised using a banker)^ IP3: 390k loan, 450k val I now know...
Hi, I have an investment property worth about $650k, current loan is about $340k so it is slightly positively geared. I have a business and fairly...
Hi I was wondering if it is possible to change a business structure to increase loan eligibility. For example my understanding is under an ABN...
Hi moving my loan to westpac and was told its okay to have my IP loan in an owner occupy product so i can get better rates. They said its a bank...
Does anybody have information on this product? Friend told me they were put into it by their broker, interest rate seemed OK but I'm betting they...
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