Hi all. Due to a change in circumstances, my loan structure has changed, and I'm wondering how this may/will come into play at tax time....
Structuring the Renovation of a PPOR Not sure whether this post should be in finance or tax. It mainly relates to loans with a bit of tax advice...
A friend and I are looking to buy an apartment in Melbourne for about 300k together and rent it out. If we don't get in now, we may never do it...
Hi, Last week when my investment land(land 2) settled, the bank deducted settlement fee ($350) from an offset account which was offsetting to a...
Hi folks, I need some help figuring out the ideal loan structure for my situation. Here's my specific situation, with which some of you will...
Apologies in advance for the massive post with a massive amount of questions! Ok, so my bank is ready to finalise the my refinance/equity release...
Hi all, thanks for checking the thread and trying to help. Facts: -------------------------------------- Purchased a home A for 400K a year ago,...
Hi folks! I used to enjoy reading the somersoft forums back in the day :) Can anyone please suggest how I should approach this situation? My...
Segregating Cash in different accounts - No Need Some people seem to think rental income needs to be deposited into a separate account to the...
Ticking Time Bomb of Interest Only Loans Expiring As servicing tightens up and bank policies change I expect (and others) it to be much more...
My partner and I are buying a second property at the moment and it's going in her name (FHB concessions). My current property will become an IP...
Hi, I have 2 loans attach to my ppor; $200k and $50k with $40k in the offset account. This is what I am thinking Get bank to split the $200k...
Hi all I'm refinancing my PPOR and investment property and wanted to ask for advice from people a lot smarter than me, aka everyone here! When I...
Hi everyone This is my first post but I have read many posts on both this site and somersoft but I am still learning. There is a wealth of...
Hi everyone, I've been reading Tax Rulings etc but couldn't find an answer to my specific question. Hoping someone might know the answer. So I...
Hi all, It looks like our previous plans to buy a kennel block may be scuppered by shifting times so I am now looking at the back up plan of...
I've got a couple-friend who's got a 1.2mil valued PPOR almost paid off (only 80K left to keep the loan alive). Also got 40K in offset. They have...
The ideal Loan Structure where the first property is an investment One general rule to keep in mind when structuring things is that you should...
Unit Trusts and the 2 methods of Borrowing A unit trust is a trust where the beneficiaries are unit holders entitled to fixed portions of capital...
Consolidating loans – be careful of tax issues It is common for people to incorporate other debts into their home loan debt. But this can have...
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