Hi there, I've just joined PC, but long time lurker and was also on Somersoft way back when. I have a structuring question that I've been tying...
Hi everyone, I am an avid reader of this forum and would love some insight/help. I wish to purchase my first property but after a talk with a...
Hi everyone, I’m new here so please be gentle. After searching and reading some threads I’ve learned a whole lot so thank you all! Nonetheless I...
If you could start again with only a PPOR and a wad of cash (about 80% the value of your PPOR), how would you start. How would you set up your...
Hi All, After about 10 years of buy and hold, my wife and I are keen to embark on our first development. We currently have 5 IPs and our PPOR....
Hi Guys First time poster here. Any advice would be greatly appreciated for the following scenario: I originally intended on purchasing an IP...
Hi My PPOR is worth $550k and loan balance of $220k. Im looking to buy an IP in the next 12 months and thinking of turning PPOR into IP later on....
Hi All, I am asking this question on this forum because I want to confirm this is the best strategy according to my broker. I am beginning my...
Hi All, I'm fairly new in terms of actually owning an IP and was hoping for some tips around loans. I've got a PPOR which is about $500K loan...
I have a PPOR which I bought in Sydney for $800k in 2014. Paid 20% deposit so I have an I/O loan of $640k.Fast forward two years and I refinanced...
I'm awaiting settlement on my first investment property and would appreciate if any finance wizards could point out any holes in my loan setup. I...
Hi all, Me and my wife own a property in NSW as joint tenants. The property is 1 title with 2 houses on a 1400m2 block in NSW. We want to...
I thought a PPOR had to have a PI loan, not an IO loan. Why would one do IO for PPOR ? esp when interest rates are low. - it's less to have to...
Let's say we own two IPs and we want to buy a new property that will be our future PPOR.To finance the new purchase, we can pay purchase costs for...
I currently have a few investment properties and the structure I currently have is a LOC against our PPOR that was used for the 20% deposit plus...
Hi All, I am about to purchase a property with 2 other parties with the intent to sell within 5 years hopefully. The property is a bit unusual...
Hi, We've acquired 3 properties in the past and haven't had much luck with brokers, accountants and finance in general. I'd like to seek advise...
The ideal loan structure for someone who has paid off the main residence I have written a thread on my idea of the ideal loan structure here...
Hi all. Due to a change in circumstances, my loan structure has changed, and I'm wondering how this may/will come into play at tax time....
Structuring the Renovation of a PPOR Not sure whether this post should be in finance or tax. It mainly relates to loans with a bit of tax advice...
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