Hey folks, this is my first time posting here. Thanks for all the invaluable advice on finance and property. I am very grateful and has helped me...
Hi I am on a higher tax rate than my wife. i am on 45% she is on 32% We would like to make the most of the tax benefits and have the loan mostly...
Hi All, This is extremely long winded and i apologize but there is a bit going on here as you will see. I appreciate anybody who takes the time...
Hi, Just wondering being a builder to do buying and selling properties full time is easy enough to get a low doc loan for a house with a 20%...
I recently sold an IP to help with cash flow (IP1). It had an I/O investment loan of 900k. I also had a PPOR with a loan of 600k with the same...
Hi all, I've been reading the great Terry's tax tips and I was seeking further clarity as I believe my situation may be slightly unique. I...
Hey guys, I have a question about moving borrowed funds around. I'm getting an equity release from my PPOR in the form of a split investment...
Hi all, Thanks for reading… I have the following split loans on my PPOR Loan 1 - Variable $80k Loan 2- Fixed till end 2023 $510k Not much or...
If you own assets you will have an ‘ownership structure’ whether you realise it or not. You will also have ‘structured funding’ whether you pay...
Hi, I currently own 3 investment properties and want to purchase a PPOR. I want to know if anyone has any advice on what to do or how to...
Hi, next year, we plan to move into our "Investment Property" (it was always intended to be our PPOR but we live interstate and its taken us a...
We have been putting extra money (on top of required monthly repayments) directly into the PPOR loan account. We decided to purchase an investment...
Hi all. After months and months of searching, I've finally found a property for myself and my partner, we had just submitted out offer and placed...
Hi, Excuse me for asking a basic question, but I have not found an answer online. I have a few IPs in my name. As I build equity each IP, I draw...
Hi I've purchase my first IP, due to settle in a few months and hoping I could get some tips on structuring my loans for maximum tax benifits...
We finally met with CBA to discuss an equity release to be used as a 20% deposit for investment property plus additional costs. The remainder of...
My partner is on maternity leave and we are planning to buy our first IP. We have cash to pay for 10-20 percent of the cost and loan...
Got a PPOR that has a offset of 320k with a loan balance of 370k on P&I. Also have 3 other investment properties with a total loan balance of...
Hi there and thank you in advance. I am after some advice regarding how to go about lending and structuring a new property purchase. Current...
Hi, I was wondering if anyone could share please what would be the key terms, elements and considerations when looking at LOAN/FINANCE...
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