Hi experts, I would like to borrow money from family members in Australia to invest, however the money is inherited from overseas from...
Hi PC, I recently refinanced my loan on a higher valuation to draw equity. The splits are as follows: 300k fixed rate P&I home loan 130k...
Hi all, I'm looking to move quickly and purchase my 2nd property as an IP soon (next 3 months). This is the situation and my current thinking....
Hi brain trusts - I am wondering if an interest only loan can be fixed and if the rate is same/similar to fixed P&I? If interest only loan fir 3...
Hi all, just looking for some opinions on the following Looking at purchasing an IP for about $560k The loan will be at about 90% LVR So the...
Hi all, I'm about to purchase my first IP in Brisbane for $435k which rents at 450pw. My income is 80k, and because I live with my partner and am...
Hi All, I'm currently in the process of refinancing and would like some advice as to how to structure my loan. Loan amount: 450K Savings: 170k...
Hi everyone, We’ve just sold our home and currently in the market to buying another PPOR. We haven’t gone to the banks/mortgage broker yet about...
I’m in in the process of upgrading to a newer and bigger home and renting out the current house (no debt on the house), and starting the...
Hi all, Keen to know your thoughts. P&I or I/O for principle place of residence on a buy and hold strategy? Pros/cons?
hey guys, I hope someone can give me bit more guidance around my issue. My situation is that me and my wife are living with our in-laws. We have a...
Hi all, Been reading the forum for some time and thought I'd jump in to get some thoughts on our current situation. Key details: Share portfolio...
Assistance please, apologies for any ignorence, Newbie here. Situation: - My two brothers and I inherited our parents home with nil owing. -...
Further to some recent threads i thought id work out some figures on my portfolio as im paying P&I on everything at current, and whilst i enjoy...
Hi We are looking to refinance our PPOR and my husband's IP with an online bank for a cheaper rate (3.59% and 4.44% versus what we are currently...
Hello, Wanted some advice for one of my friends. He owns a property in the joint names of his parents and sister. This property is now fully paid...
Hi all, I am avoiding to cross-collateralize the two properties and instead I am getting a new loan from my PPOR to pay for IP deposit. My...
Hi All, I’m in the process of buying and was talking to someone who clue’ d me in a bit on debt recycling, this is now something I want to do. I...
We currently have 1 property where we reside and are looking to buy IPs. A year or so ago, I got the current home loan changed to interest only...
Hi all, I have just refinanced my home loan based on Terry's ideal loan structure tips as per below: Total approved amount - $388K Offset Account...
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